Metropolitan market · Nebraska · September 2026 data

What is the Scottsbluff, NE real estate market doing?

As of September 2026, the median home listed in Scottsbluff, NE asks $259,700, up 3.1% year over year. Homes spend a median of 80 days on market, with 85 active listings and 14% carrying a price cut; pending contracts equal 40% of active listings, and inventory sits at 51% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$259,700
▲ 3.1% YoY
Median $ / sq ft
$170
1,536 sq ft median
Median days on market
80
September 2026
Active listings
85
For sale now
New listings
30
September 2026
Listings with price cuts
14%
Share of active
Inventory vs 2019
51%
Same month, 2019 = 100
Pending / active
40%
Contract activity
Median sale price (closed)
$186,000
▼ 8.2% YoY · closed sales · July 2026
Sale-to-list ratio
97.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
25
Closed sales · July 2026, seasonally adjusted

What is the Scottsbluff, NE housing market doing right now?

The Scottsbluff, NE housing market lists at a $259,700 median as of September 2026, up 3.1% year over year, with an 80-day median market time and 85 homes for sale (14% with a price cut). Active inventory is 51% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Scottsbluff housing market statistics

The table summarizes Scottsbluff's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Scottsbluff.

Scottsbluff, NE housing market at a glance — September 2026
MetricLatestDetail
Median listing price$259,700+3.1% YoY
Median price per sq ft$1701,536 sq ft median
Median days on market80+15% YoY
Active listings85-21% YoY
New listings this month30September 2026
Listings with a price cut14%Share of active
Median sale price (closed)$186,000-8.2% YoY · closed sales, July 2026
Sale-to-list ratio97.0%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio39.6%34 pending
Inventory vs 201951%Active listings vs same month in 2019

How have home prices changed in Scottsbluff?

Scottsbluff home prices are up 3.1% year over year and +6.2% month over month as of September 2026, at a $259,700 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$269K$262K$254K$246K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Scottsbluff NE · trailing 8 quarters · source: public records and industry data.

The 10-year view
$285K$255K$224K$194K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Scottsbluff NE · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Scottsbluff?

Scottsbluff has 85 active listings, 30 new this month, 34 pending as of September 2026. About 14% of active listings have cut their price, and inventory sits at 51% of its 2019 level — a balanced market by pace.

Active listings
85
New this month
30
Pending
34
Price-reduced
11

Is Scottsbluff a good real estate investment?

Scottsbluff scores 67/100 on WealthyBud's composite Investor Score, ranking #140 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
67/100
#140 of 933 covered metros
12-month outlook
+5.7%
▲ Rising · model output, not advice
Momentum
74
Value
71
Rental yield
55
Supply risk
9
Market heat
36

Scottsbluff scores 67/100 on our composite Investor Score (#140 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 51% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 3.1% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Scottsbluff ranks on the trending markets index.

How much is a monthly mortgage payment in Scottsbluff?

A home at Scottsbluff's $259,700 median listing runs about $1,422 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,283/mo
−$138/mo vs today
At today's rate · 7.28%
$1,422/mo
National weekly average
If rates rise 1% · 8.28%
$1,565/mo
+$144/mo vs today

Principal & interest on the $259,700 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Scottsbluff?

To buy Scottsbluff’s $259,700 median listing with 20% down, a household needs about $75,000 a year in gross income, keeping principal, interest and property tax ($1,744/mo) at 28% of income. That is 1.2× the area’s $61,156 median household income, so a typical Scottsbluff household cannot afford the median listing on these terms.

Income needed to buy the median home in Scottsbluff, NE — September 2026
ItemAmountBasis
Median listing price$259,700September 2026
Down payment (20%)$51,940Assumption
Principal & interest (7.28%, 30-yr fixed)$1,422/moRate as of 2026-10-01
Property tax (1.49% effective rate)$322/moCensus ACS
Income needed (28% rule)$75,000Gross household income / yr
Median household income$61,156Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Scottsbluff housing market?

Longer-run demand in Scottsbluff shows up in 38 homes permitted in 2025; net migration of -17 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
38
▲ 15.2% vs 2024
1.0 per 1,000 residents
Net migration (2022–2023)
-17
▼ people, via tax-return records
net income flow −$3.7M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Hail

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Scottsbluff housing market FAQ

What is the median home price in Scottsbluff?
As of September 2026, the median listing price in Scottsbluff, NE is $259,700, up 3.1% year over year (source: public records and industry data). Figures cover the Scottsbluff, NE metro area.
How much does it cost to buy a home in Scottsbluff?
The median home listed in Scottsbluff asks $259,700 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,422 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Scottsbluff?
The median property in Scottsbluff spends 80 days on the market, with 85 homes actively listed and 14% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Scottsbluff?
With a median 80 days on market and 14% of active listings carrying a price cut, pending contracts at 40% of active listings, Scottsbluff reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Scottsbluff a good place to invest in real estate?
Scottsbluff scores 67/100 on WealthyBud's Investor Score, ranking #140 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Scottsbluff?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Scottsbluff and the wider Nebraska market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Scottsbluff, NE metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.