Metropolitan market · Vermont · September 2026 data

What is the Rutland, VT real estate market doing?

As of September 2026, the median home listed in Rutland, VT asks $457,500, up 1.7% year over year. Homes spend a median of 76 days on market, with 263 active listings and 21% carrying a price cut; pending contracts equal 45% of active listings, and inventory sits at 45% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$457,500
▲ 1.7% YoY
Median $ / sq ft
$229
2,054 sq ft median
Median days on market
76
September 2026
Active listings
263
For sale now
New listings
82
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
45%
Same month, 2019 = 100
Pending / active
45%
Contract activity
Median sale price (closed)
$337,500
▲ 3.9% YoY · closed sales · July 2026
Sale-to-list ratio
98.3%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
70
Closed sales · July 2026, seasonally adjusted

What is the Rutland, VT housing market doing right now?

The Rutland, VT housing market lists at a $457,500 median as of September 2026, up 1.7% year over year, with a 76-day median market time and 263 homes for sale (21% with a price cut). Active inventory is 45% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Rutland housing market statistics

The table summarizes Rutland's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Rutland.

Rutland, VT housing market at a glance — September 2026
MetricLatestDetail
Median listing price$457,500+1.7% YoY
Median price per sq ft$2292,054 sq ft median
Median days on market76+27% YoY
Active listings263-1% YoY
New listings this month82September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$337,500+3.9% YoY · closed sales, July 2026
Sale-to-list ratio98.3%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio44.6%117 pending
Inventory vs 201945%Active listings vs same month in 2019

How have home prices changed in Rutland?

Rutland home prices are up 1.7% year over year and -2.5% month over month as of September 2026, at a $457,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$525K$491K$457K$423K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Rutland VT · trailing 8 quarters · source: public records and industry data.

The 10-year view
$442K$381K$320K$260K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Rutland VT · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Rutland?

Rutland has 263 active listings, 82 new this month, 117 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 45% of its 2019 level — a balanced market by pace.

Active listings
263
New this month
82
Pending
117
Price-reduced
55

Is Rutland a good real estate investment?

Rutland scores 41/100 on WealthyBud's composite Investor Score, ranking #638 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
41/100
#638 of 933 covered metros
12-month outlook
+0.4%
Flat · model output, not advice
Momentum
41
Value
14
Rental yield
9
Supply risk
5
Market heat
50

Rutland scores 41/100 on our composite Investor Score (#638 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 45% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 1.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Rutland ranks on the trending markets index.

How much is a monthly mortgage payment in Rutland?

A home at Rutland's $457,500 median listing runs about $2,504 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,261/mo
−$244/mo vs today
At today's rate · 7.28%
$2,504/mo
National weekly average
If rates rise 1% · 8.28%
$2,757/mo
+$253/mo vs today

Principal & interest on the $457,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Rutland?

To buy Rutland’s $457,500 median listing with 20% down, a household needs about $138,000 a year in gross income, keeping principal, interest and property tax ($3,213/mo) at 28% of income. That is 2.1× the area’s $64,778 median household income, so a typical Rutland household cannot afford the median listing on these terms.

Income needed to buy the median home in Rutland, VT — September 2026
ItemAmountBasis
Median listing price$457,500September 2026
Down payment (20%)$91,500Assumption
Principal & interest (7.28%, 30-yr fixed)$2,504/moRate as of 2026-10-01
Property tax (1.86% effective rate)$709/moCensus ACS
Income needed (28% rule)$138,000Gross household income / yr
Median household income$64,778Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Rutland housing market?

Longer-run demand in Rutland shows up in 86 homes permitted in 2025; net migration of +208 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
86
▼ 4.4% vs 2024
1.4 per 1,000 residents
Net migration (2022–2023)
+208
▲ people, via tax-return records
net income flow +$18.5M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Rutland housing market FAQ

What is the median home price in Rutland?
As of September 2026, the median listing price in Rutland, VT is $457,500, up 1.7% year over year (source: public records and industry data). Figures cover the Rutland, VT metro area.
How much does it cost to buy a home in Rutland?
The median home listed in Rutland asks $457,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,504 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Rutland?
The median property in Rutland spends 76 days on the market, with 263 homes actively listed and 21% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Rutland?
With a median 76 days on market and 21% of active listings carrying a price cut, pending contracts at 45% of active listings, Rutland reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Rutland a good place to invest in real estate?
Rutland scores 41/100 on WealthyBud's Investor Score, ranking #638 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Rutland?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Rutland and the wider Vermont market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Rutland, VT metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Vermont housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.