Metropolitan market · New Mexico · September 2026 data

What is the Roswell, NM real estate market doing?

As of September 2026, the median home listed in Roswell, NM asks $240,000, down 12.7% year over year. Homes spend a median of 63 days on market, with 182 active listings and 17% carrying a price cut; pending contracts equal 42% of active listings, and inventory sits at 117% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$240,000
▼ 12.7% YoY
Median $ / sq ft
$144
1,817 sq ft median
Median days on market
63
September 2026
Active listings
182
For sale now
New listings
66
September 2026
Listings with price cuts
17%
Share of active
Inventory vs 2019
117%
Same month, 2019 = 100
Pending / active
42%
Contract activity
Median sale price (closed)
$252,450
▲ 4.3% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
58
Closed sales · July 2026, seasonally adjusted

What is the Roswell, NM housing market doing right now?

The Roswell, NM housing market lists at a $240,000 median as of September 2026, down 12.7% year over year, with a 63-day median market time and 182 homes for sale (17% with a price cut). Active inventory is 117% of the 2019 level, reading as a balanced market by days-on-market pace.

Roswell housing market statistics

The table summarizes Roswell's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Roswell.

Roswell, NM housing market at a glance — September 2026
MetricLatestDetail
Median listing price$240,000-12.7% YoY
Median price per sq ft$1441,817 sq ft median
Median days on market63-1% YoY
Active listings182+11% YoY
New listings this month66September 2026
Listings with a price cut17%Share of active
Median sale price (closed)$252,450+4.3% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio41.6%76 pending
Inventory vs 2019117%Active listings vs same month in 2019

How have home prices changed in Roswell?

Roswell home prices are down 12.7% year over year and -1.0% month over month as of September 2026, at a $240,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$285K$274K$263K$251K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Roswell NM · trailing 8 quarters · source: public records and industry data.

The 10-year view
$276K$244K$211K$179K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Roswell NM · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Roswell?

Roswell has 182 active listings, 66 new this month, 76 pending as of September 2026. About 17% of active listings have cut their price, and inventory sits at 117% of its 2019 level — a balanced market by pace.

Active listings
182
New this month
66
Pending
76
Price-reduced
31

Is Roswell a good real estate investment?

Roswell scores 49/100 on WealthyBud's composite Investor Score, ranking #472 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
49/100
#472 of 933 covered metros
12-month outlook
-1.6%
Flat · model output, not advice
Momentum
43
Value
62
Rental yield
58
Supply risk
73
Market heat
56

Roswell scores 49/100 on our composite Investor Score (#472 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 117% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 12.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Roswell ranks on the trending markets index.

How much is a monthly mortgage payment in Roswell?

A home at Roswell's $240,000 median listing runs about $1,314 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,186/mo
−$128/mo vs today
At today's rate · 7.28%
$1,314/mo
National weekly average
If rates rise 1% · 8.28%
$1,446/mo
+$133/mo vs today

Principal & interest on the $240,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Roswell?

To buy Roswell’s $240,000 median listing with 20% down, a household needs about $62,000 a year in gross income, keeping principal, interest and property tax ($1,442/mo) at 28% of income. That is 1.2× the area’s $52,029 median household income, so a typical Roswell household cannot afford the median listing on these terms.

Income needed to buy the median home in Roswell, NM — September 2026
ItemAmountBasis
Median listing price$240,000September 2026
Down payment (20%)$48,000Assumption
Principal & interest (7.28%, 30-yr fixed)$1,314/moRate as of 2026-10-01
Property tax (0.64% effective rate)$128/moCensus ACS
Income needed (28% rule)$62,000Gross household income / yr
Median household income$52,029Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Roswell housing market?

Longer-run demand in Roswell shows up in 75 homes permitted in 2025; net migration of -454 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
75
▼ 14.8% vs 2024
1.2 per 1,000 residents
Net migration (2022–2023)
-454
▼ people, via tax-return records
net income flow −$21.6M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Roswell housing market FAQ

What is the median home price in Roswell?
As of September 2026, the median listing price in Roswell, NM is $240,000, down 12.7% year over year (source: public records and industry data). Figures cover the Roswell, NM metro area.
How much does it cost to buy a home in Roswell?
The median home listed in Roswell asks $240,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,314 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Roswell?
The median property in Roswell spends 63 days on the market, with 182 homes actively listed and 17% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Roswell?
With a median 63 days on market and 17% of active listings carrying a price cut, pending contracts at 42% of active listings, Roswell reads as a balanced market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Roswell a good place to invest in real estate?
Roswell scores 49/100 on WealthyBud's Investor Score, ranking #472 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Roswell?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Roswell and the wider New Mexico market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Roswell, NM metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More New Mexico housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.