| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $319,900 | -5.5% YoY |
| Median price per sq ft | $191 | 1,646 sq ft median |
| Median days on market | 36 | -18% YoY |
| Active listings | 420 | +77% YoY |
| New listings this month | 186 | September 2026 |
| Listings with a price cut | 15% | Share of active |
| Median sale price (closed) | $302,500 | +5.9% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 101.1% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 4.5% | 19 pending |
| Inventory vs 2019 | 102% | Active listings vs same month in 2019 |
| Gross rental yield | 4.3% | 2BR fair market rent |
Metropolitan market · Wisconsin · September 2026 data
What is the Oshkosh, WI real estate market doing?
As of September 2026, the median home listed in Oshkosh, WI asks $319,900, down 5.5% year over year. Homes spend a median of 36 days on market, with 420 active listings and 15% carrying a price cut; pending contracts equal 5% of active listings, and inventory sits at 102% of the same month in 2019 — a seller's market. Estimated gross rental yield on the median listing is 4.3%. Figures come from public records and industry data, updated monthly.
Median listing price
$319,900
▼ 5.5% YoY
Median $ / sq ft
$191
1,646 sq ft median
Median days on market
36
September 2026
Active listings
420
For sale now
New listings
186
September 2026
Listings with price cuts
15%
Share of active
Inventory vs 2019
102%
Same month, 2019 = 100
Pending / active
5%
Contract activity
Median sale price (closed)
$302,500
▲ 5.9% YoY · closed sales · July 2026
Sale-to-list ratio
101.1%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
220
Closed sales · July 2026, seasonally adjusted
What is the Oshkosh, WI housing market doing right now?
The Oshkosh, WI housing market lists at a $319,900 median as of September 2026, down 5.5% year over year, with a 36-day median market time and 420 homes for sale (15% with a price cut). Active inventory is 102% of the 2019 level, reading as a seller's market under WealthyBud's published buyer/seller rule. Gross rental yield is about 4.3%.
Oshkosh housing market statistics
The table summarizes Oshkosh's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Oshkosh.
How have home prices changed in Oshkosh?
Oshkosh home prices are down 5.5% year over year and -3.0% month over month as of September 2026, at a $319,900 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Oshkosh WI · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Oshkosh WI · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Oshkosh?
Oshkosh has 420 active listings, 186 new this month, 19 pending as of September 2026. About 15% of active listings have cut their price, and inventory sits at 102% of its 2019 level — a seller's market by pace.
Is Oshkosh a good real estate investment?
Oshkosh scores 49/100 on WealthyBud's composite Investor Score, ranking #472 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
49/100
#472 of 933 covered metros
Price volatility
Low
σ 5.2% · 20-yr price-index swings
Oshkosh scores 49/100 on our composite Investor Score (#472 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 62% over five years and +113% over ten, leaving prices 76% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,149/mo for a two-bedroom, the gross rental yield on the median listing is about 4.3%; active inventory sits at 102% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 5.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Oshkosh ranks on the trending markets index.
How much is a monthly mortgage payment in Oshkosh?
A home at Oshkosh's $319,900 median listing runs about $1,751 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$1,581/mo
−$170/mo vs today
At today's rate · 7.28%
$1,751/mo
National weekly average
If rates rise 1% · 8.28%
$1,928/mo
+$177/mo vs today
Principal & interest on the $319,900 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Oshkosh?
To buy Oshkosh’s $319,900 median listing with 20% down, a household needs about $95,000 a year in gross income, keeping principal, interest and property tax ($2,207/mo) at 28% of income. That is 1.3× the area’s $72,873 median household income, so a typical Oshkosh household cannot afford the median listing on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $319,900 | September 2026 |
| Down payment (20%) | $63,980 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $1,751/mo | Rate as of 2026-10-01 |
| Property tax (1.71% effective rate) | $456/mo | Census ACS |
| Income needed (28% rule) | $95,000 | Gross household income / yr |
| Median household income | $72,873 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Oshkosh housing market?
Longer-run demand in Oshkosh shows up in 682 homes permitted in 2025; net migration of +128 residents; -0.4% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
682
▲ 4.6% vs 2024
4.0 per 1,000 residents
Net migration (2022–2023)
+128
▲ people, via tax-return records
net income flow −$6.53M/yr
Job growth (YoY)
-0.4%
▼ 96.9k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadOshkosh housing market FAQ
What is the median home price in Oshkosh?
As of September 2026, the median listing price in Oshkosh, WI is $319,900, down 5.5% year over year (source: public records and industry data). Figures cover the Oshkosh-Neenah, WI metro area.
How much does it cost to buy a home in Oshkosh?
The median home listed in Oshkosh asks $319,900 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,751 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Oshkosh?
The median property in Oshkosh spends 36 days on the market, with 420 homes actively listed and 15% of them carrying a price cut — a seller's market as of September 2026.
Is it a buyer's or seller's market in Oshkosh?
With a median 36 days on market and 15% of active listings carrying a price cut, pending contracts at 5% of active listings, Oshkosh reads as a seller's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Oshkosh a good place to invest in real estate?
Oshkosh scores 49/100 on WealthyBud's Investor Score, ranking #472 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Oshkosh?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Oshkosh and the wider Wisconsin market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Oshkosh-Neenah, WI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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