Metropolitan market · Utah · September 2026 data

What is the Ogden, UT real estate market doing?

As of September 2026, the median home listed in Ogden, UT asks $537,213, down 1.9% year over year. Homes spend a median of 58 days on market, with 2,067 active listings and 33% carrying a price cut; pending contracts equal 32% of active listings, and inventory sits at 138% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 3.6%. Figures come from public records and industry data, updated monthly.

Median listing price
$537,213
▼ 1.9% YoY
Median $ / sq ft
$235
2,288 sq ft median
Median days on market
58
September 2026
Active listings
2,067
For sale now
New listings
688
September 2026
Listings with price cuts
33%
Share of active
Inventory vs 2019
138%
Same month, 2019 = 100
Pending / active
32%
Contract activity
Median sale price (closed)
$495,000
▼ 3.3% YoY · closed sales · July 2026
Sale-to-list ratio
98.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
716
Closed sales · July 2026, seasonally adjusted

What is the Ogden, UT housing market doing right now?

The Ogden, UT housing market lists at a $537,213 median as of September 2026, down 1.9% year over year, with a 58-day median market time and 2,067 homes for sale (33% with a price cut). Active inventory is 138% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 3.6%.

Ogden housing market statistics

The table summarizes Ogden's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Ogden.

Ogden, UT housing market at a glance — September 2026
MetricLatestDetail
Median listing price$537,213-1.9% YoY
Median price per sq ft$2352,288 sq ft median
Median days on market58+5% YoY
Active listings2,067+12% YoY
New listings this month688September 2026
Listings with a price cut33%Share of active
Median sale price (closed)$495,000-3.3% YoY · closed sales, July 2026
Sale-to-list ratio98.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio31.5%652 pending
Inventory vs 2019138%Active listings vs same month in 2019
Gross rental yield3.6%2BR fair market rent

How have home prices changed in Ogden?

Ogden home prices are down 1.9% year over year and -0.3% month over month as of September 2026, at a $537,213 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$567K$556K$545K$534K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Ogden UT · trailing 8 quarters · source: public records and industry data.

The 10-year view
$590K$535K$481K$426K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Ogden UT · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Ogden?

Ogden has 2,067 active listings, 688 new this month, 652 pending as of September 2026. About 33% of active listings have cut their price, and inventory sits at 138% of its 2019 level — a balanced market by pace.

Active listings
2,067
New this month
688
Pending
652
Price-reduced
686

Is Ogden a good real estate investment?

Ogden scores 35/100 on WealthyBud's composite Investor Score, ranking #755 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
35/100
#755 of 933 covered metros
12-month outlook
-4.2%
▼ Cooling · model output, not advice
Price volatility
High
σ 7.8% · 20-yr price-index swings
Momentum
34
Value
37
Rental yield
38
Supply risk
85
Market heat
58

Ogden scores 35/100 on our composite Investor Score (#755 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 45% over five years and +128% over ten, leaving prices 61% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,614/mo for a two-bedroom, the gross rental yield on the median listing is about 3.6%; active inventory sits at 138% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 1.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ogden ranks on the trending markets index.

How much is a monthly mortgage payment in Ogden?

A home at Ogden's $537,213 median listing runs about $2,941 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,655/mo
−$286/mo vs today
At today's rate · 7.28%
$2,941/mo
National weekly average
If rates rise 1% · 8.28%
$3,238/mo
+$297/mo vs today

Principal & interest on the $537,213 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Ogden?

To buy Ogden’s $537,213 median listing with 20% down, a household needs about $137,000 a year in gross income, keeping principal, interest and property tax ($3,196/mo) at 28% of income. That is 1.4× the area’s $98,361 median household income, so a typical Ogden household cannot afford the median listing on these terms.

Income needed to buy the median home in Ogden, UT — September 2026
ItemAmountBasis
Median listing price$537,213September 2026
Down payment (20%)$107,443Assumption
Principal & interest (7.28%, 30-yr fixed)$2,941/moRate as of 2026-10-01
Property tax (0.57% effective rate)$255/moCensus ACS
Income needed (28% rule)$137,000Gross household income / yr
Median household income$98,361Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Ogden housing market?

Longer-run demand in Ogden shows up in 3,680 homes permitted in 2025; net migration of +1,039 residents; -0.3% job growth. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
3,680
▲ 12.0% vs 2024
5.7 per 1,000 residents
Net migration (2022–2023)
+1,039
▲ people, via tax-return records
net income flow +$34.6M/yr
Job growth (YoY)
-0.3%
▼ 273.2k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Earthquake

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Ogden housing market FAQ

What is the median home price in Ogden?
As of September 2026, the median listing price in Ogden, UT is $537,213, down 1.9% year over year (source: public records and industry data). Figures cover the Ogden, UT metro area.
How much does it cost to buy a home in Ogden?
The median home listed in Ogden asks $537,213 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,941 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ogden?
The median property in Ogden spends 58 days on the market, with 2,067 homes actively listed and 33% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Ogden?
With a median 58 days on market and 33% of active listings carrying a price cut, pending contracts at 32% of active listings, Ogden reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Ogden a good place to invest in real estate?
Ogden scores 35/100 on WealthyBud's Investor Score, ranking #755 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ogden?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ogden and the wider Utah market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Ogden, UT metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Utah housing markets

Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.