Metropolitan market · New Hampshire · September 2026 data

What is the Laconia, NH real estate market doing?

As of September 2026, the median home listed in Laconia, NH asks $599,450, down 14.2% year over year. Homes spend a median of 72 days on market, with 366 active listings and 21% carrying a price cut; pending contracts equal 35% of active listings, and inventory sits at 75% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$599,450
▼ 14.2% YoY
Median $ / sq ft
$344
1,860 sq ft median
Median days on market
72
September 2026
Active listings
366
For sale now
New listings
126
September 2026
Listings with price cuts
21%
Share of active
Inventory vs 2019
75%
Same month, 2019 = 100
Pending / active
35%
Contract activity
Median sale price (closed)
$568,750
▲ 20.8% YoY · closed sales · July 2026
Sale-to-list ratio
97.7%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
118
Closed sales · July 2026, seasonally adjusted

What is the Laconia, NH housing market doing right now?

The Laconia, NH housing market lists at a $599,450 median as of September 2026, down 14.2% year over year, with a 72-day median market time and 366 homes for sale (21% with a price cut). Active inventory is 75% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Laconia housing market statistics

The table summarizes Laconia's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Laconia.

Laconia, NH housing market at a glance — September 2026
MetricLatestDetail
Median listing price$599,450-14.2% YoY
Median price per sq ft$3441,860 sq ft median
Median days on market72+39% YoY
Active listings366+5% YoY
New listings this month126September 2026
Listings with a price cut21%Share of active
Median sale price (closed)$568,750+20.8% YoY · closed sales, July 2026
Sale-to-list ratio97.7%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio35.1%129 pending
Inventory vs 201975%Active listings vs same month in 2019

How have home prices changed in Laconia?

Laconia home prices are down 14.2% year over year and -6.3% month over month as of September 2026, at a $599,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$699K$674K$649K$624K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Laconia NH · trailing 8 quarters · source: public records and industry data.

The 10-year view
$694K$593K$491K$389K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Laconia NH · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Laconia?

Laconia has 366 active listings, 126 new this month, 129 pending as of September 2026. About 21% of active listings have cut their price, and inventory sits at 75% of its 2019 level — a buyer's market by pace.

Active listings
366
New this month
126
Pending
129
Price-reduced
77

Is Laconia a good real estate investment?

Laconia scores 30/100 on WealthyBud's composite Investor Score, ranking #816 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
30/100
#816 of 933 covered metros
12-month outlook
-3.1%
▼ Cooling · model output, not advice
Momentum
22
Value
16
Rental yield
7
Supply risk
32
Market heat
42

Laconia scores 30/100 on our composite Investor Score (#816 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 75% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 14.2% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Laconia ranks on the trending markets index.

How much is a monthly mortgage payment in Laconia?

A home at Laconia's $599,450 median listing runs about $3,281 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,962/mo
−$319/mo vs today
At today's rate · 7.28%
$3,281/mo
National weekly average
If rates rise 1% · 8.28%
$3,613/mo
+$332/mo vs today

Principal & interest on the $599,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Laconia?

To buy Laconia’s $599,450 median listing with 20% down, a household needs about $171,000 a year in gross income, keeping principal, interest and property tax ($4,001/mo) at 28% of income. That is 1.9× the area’s $87,983 median household income, so a typical Laconia household cannot afford the median listing on these terms.

Income needed to buy the median home in Laconia, NH — September 2026
ItemAmountBasis
Median listing price$599,450September 2026
Down payment (20%)$119,890Assumption
Principal & interest (7.28%, 30-yr fixed)$3,281/moRate as of 2026-10-01
Property tax (1.44% effective rate)$719/moCensus ACS
Income needed (28% rule)$171,000Gross household income / yr
Median household income$87,983Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Laconia housing market?

Longer-run demand in Laconia shows up in 439 homes permitted in 2025; net migration of +596 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
439
▲ 45.8% vs 2024
6.8 per 1,000 residents
Net migration (2022–2023)
+596
▲ people, via tax-return records
net income flow +$128.7M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Laconia housing market FAQ

What is the median home price in Laconia?
As of September 2026, the median listing price in Laconia, NH is $599,450, down 14.2% year over year (source: public records and industry data). Figures cover the Laconia, NH metro area.
How much does it cost to buy a home in Laconia?
The median home listed in Laconia asks $599,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $3,281 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Laconia?
The median property in Laconia spends 72 days on the market, with 366 homes actively listed and 21% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Laconia?
With a median 72 days on market and 21% of active listings carrying a price cut, pending contracts at 35% of active listings, Laconia reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Laconia a good place to invest in real estate?
Laconia scores 30/100 on WealthyBud's Investor Score, ranking #816 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Laconia?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Laconia and the wider New Hampshire market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Laconia, NH metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More New Hampshire housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.