Metropolitan market · Indiana · September 2026 data

What is the Kendallville, IN real estate market doing?

As of September 2026, the median home listed in Kendallville, IN asks $281,700, down 1.6% year over year. Homes spend a median of 48 days on market, with 83 active listings and 24% carrying a price cut; pending contracts equal 72% of active listings, and inventory sits at 61% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$281,700
▼ 1.6% YoY
Median $ / sq ft
$172
1,688 sq ft median
Median days on market
48
September 2026
Active listings
83
For sale now
New listings
34
September 2026
Listings with price cuts
24%
Share of active
Inventory vs 2019
61%
Same month, 2019 = 100
Pending / active
72%
Contract activity
Median sale price (closed)
$242,950
▲ 5.0% YoY · closed sales · July 2026
Sale-to-list ratio
97.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
52
Closed sales · July 2026, seasonally adjusted

What is the Kendallville, IN housing market doing right now?

The Kendallville, IN housing market lists at a $281,700 median as of September 2026, down 1.6% year over year, with a 48-day median market time and 83 homes for sale (24% with a price cut). Active inventory is 61% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Kendallville housing market statistics

The table summarizes Kendallville's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Kendallville.

Kendallville, IN housing market at a glance — September 2026
MetricLatestDetail
Median listing price$281,700-1.6% YoY
Median price per sq ft$1721,688 sq ft median
Median days on market48-6% YoY
Active listings83-20% YoY
New listings this month34September 2026
Listings with a price cut24%Share of active
Median sale price (closed)$242,950+5.0% YoY · closed sales, July 2026
Sale-to-list ratio97.0%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio72.3%60 pending
Inventory vs 201961%Active listings vs same month in 2019

How have home prices changed in Kendallville?

Kendallville home prices are down 1.6% year over year and -6.1% month over month as of September 2026, at a $281,700 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$316K$301K$286K$270K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Kendallville IN · trailing 8 quarters · source: public records and industry data.

The 10-year view
$317K$271K$225K$178K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Kendallville IN · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Kendallville?

Kendallville has 83 active listings, 34 new this month, 60 pending as of September 2026. About 24% of active listings have cut their price, and inventory sits at 61% of its 2019 level — a balanced market by pace.

Active listings
83
New this month
34
Pending
60
Price-reduced
20

Is Kendallville a good real estate investment?

Kendallville scores 60/100 on WealthyBud's composite Investor Score, ranking #257 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
60/100
#257 of 933 covered metros
12-month outlook
+2.8%
▲ Rising · model output, not advice
Momentum
47
Value
78
Rental yield
27
Supply risk
17
Market heat
68

Kendallville scores 60/100 on our composite Investor Score (#257 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 61% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 1.6% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Kendallville ranks on the trending markets index.

How much is a monthly mortgage payment in Kendallville?

A home at Kendallville's $281,700 median listing runs about $1,542 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,392/mo
−$150/mo vs today
At today's rate · 7.28%
$1,542/mo
National weekly average
If rates rise 1% · 8.28%
$1,698/mo
+$156/mo vs today

Principal & interest on the $281,700 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Kendallville?

To buy Kendallville’s $281,700 median listing with 20% down, a household needs about $73,000 a year in gross income, keeping principal, interest and property tax ($1,702/mo) at 28% of income. That is 1.0× the area’s $70,908 median household income, so a typical Kendallville household cannot afford the median listing on these terms.

Income needed to buy the median home in Kendallville, IN — September 2026
ItemAmountBasis
Median listing price$281,700September 2026
Down payment (20%)$56,340Assumption
Principal & interest (7.28%, 30-yr fixed)$1,542/moRate as of 2026-10-01
Property tax (0.68% effective rate)$160/moCensus ACS
Income needed (28% rule)$73,000Gross household income / yr
Median household income$70,908Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Kendallville housing market?

Longer-run demand in Kendallville shows up in 120 homes permitted in 2025; net migration of +362 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
120
▼ 8.4% vs 2024
2.5 per 1,000 residents
Net migration (2022–2023)
+362
▲ people, via tax-return records
net income flow +$11.6M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded Kendallville market report to your clients.

Open report gallery
Find the best in Kendallville

Kendallville housing market FAQ

What is the median home price in Kendallville?
As of September 2026, the median listing price in Kendallville, IN is $281,700, down 1.6% year over year (source: public records and industry data). Figures cover the Kendallville, IN metro area.
How much does it cost to buy a home in Kendallville?
The median home listed in Kendallville asks $281,700 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,542 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Kendallville?
The median property in Kendallville spends 48 days on the market, with 83 homes actively listed and 24% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Kendallville?
With a median 48 days on market and 24% of active listings carrying a price cut, pending contracts at 72% of active listings, Kendallville reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Kendallville a good place to invest in real estate?
Kendallville scores 60/100 on WealthyBud's Investor Score, ranking #257 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Kendallville?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Kendallville and the wider Indiana market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Kendallville, IN metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Indiana housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.