| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $198,538 | +13.5% YoY |
| Median price per sq ft | $121 | 1,731 sq ft median |
| Median days on market | 48 | -13% YoY |
| Active listings | 123 | +19% YoY |
| New listings this month | 48 | September 2026 |
| Listings with a price cut | 14% | Share of active |
| Median sale price (closed) | $187,500 | +9.7% YoY · closed sales, July 2026 |
| Sale-to-list ratio | 98.0% | Closed sales, July 2026, seasonally adjusted |
| Pending-to-active ratio | 61.4% | 76 pending |
| Inventory vs 2019 | 39% | Active listings vs same month in 2019 |
Metropolitan market · Pennsylvania · September 2026 data
What is the Indiana, PA real estate market doing?
As of September 2026, the median home listed in Indiana, PA asks $198,538, up 13.5% year over year. Homes spend a median of 48 days on market, with 123 active listings and 14% carrying a price cut; pending contracts equal 61% of active listings, and inventory sits at 39% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$198,538
▲ 13.5% YoY
Median $ / sq ft
$121
1,731 sq ft median
Median days on market
48
September 2026
Active listings
123
For sale now
New listings
48
September 2026
Listings with price cuts
14%
Share of active
Inventory vs 2019
39%
Same month, 2019 = 100
Pending / active
61%
Contract activity
Median sale price (closed)
$187,500
▲ 9.7% YoY · closed sales · July 2026
Sale-to-list ratio
98.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
43
Closed sales · July 2026, seasonally adjusted
What is the Indiana, PA housing market doing right now?
The Indiana, PA housing market lists at a $198,538 median as of September 2026, up 13.5% year over year, with a 48-day median market time and 123 homes for sale (14% with a price cut). Active inventory is 39% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.
Indiana housing market statistics
The table summarizes Indiana's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Indiana.
How have home prices changed in Indiana?
Indiana home prices are up 13.5% year over year and +10.4% month over month as of September 2026, at a $198,538 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Indiana PA · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Indiana PA · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Indiana?
Indiana has 123 active listings, 48 new this month, 76 pending as of September 2026. About 14% of active listings have cut their price, and inventory sits at 39% of its 2019 level — a balanced market by pace.
Is Indiana a good real estate investment?
Indiana scores 83/100 on WealthyBud's composite Investor Score, ranking #7 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
83/100
#7 of 933 covered metros
Indiana scores 83/100 on our composite Investor Score (#7 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 39% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 13.5% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Indiana ranks on the trending markets index.
How much is a monthly mortgage payment in Indiana?
A home at Indiana's $198,538 median listing runs about $1,087 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 6.28%
$981/mo
−$106/mo vs today
At today's rate · 7.28%
$1,087/mo
National weekly average
If rates rise 1% · 8.28%
$1,197/mo
+$110/mo vs today
Principal & interest on the $198,538 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.
How much income do you need to buy a home in Indiana?
To buy Indiana’s $198,538 median listing with 20% down, a household needs about $58,000 a year in gross income, keeping principal, interest and property tax ($1,345/mo) at 28% of income. The area’s median household income is $58,739, so the median listing is within reach of a typical Indiana household on these terms.
| Item | Amount | Basis |
|---|---|---|
| Median listing price | $198,538 | September 2026 |
| Down payment (20%) | $39,708 | Assumption |
| Principal & interest (7.28%, 30-yr fixed) | $1,087/mo | Rate as of 2026-10-01 |
| Property tax (1.56% effective rate) | $258/mo | Census ACS |
| Income needed (28% rule) | $58,000 | Gross household income / yr |
| Median household income | $58,739 | Census ACS 2023 ACS 5-year |
Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.
What is driving the Indiana housing market?
Longer-run demand in Indiana shows up in 40 homes permitted in 2025; net migration of +75 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
40
▼ 9.1% vs 2024
0.5 per 1,000 residents
Net migration (2022–2023)
+75
▲ people, via tax-return records
net income flow −$3.64M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
Client-ready report
Open report gallery
Send a branded Indiana market report to your clients.
Find the best in Indiana
Directory
Top agents in Indiana
The producers moving the most volume in Indiana.
View DirectoryTop teams
The groups setting production records nationwide.
View LicensingGet licensed in Pennsylvania
Hours, exam and the commission that regulates Pennsylvania agents.
Read IncomeAgent salary in Pennsylvania
What real estate agents actually earn across Pennsylvania.
ReadIndiana housing market FAQ
What is the median home price in Indiana?
As of September 2026, the median listing price in Indiana, PA is $198,538, up 13.5% year over year (source: public records and industry data). Figures cover the Indiana, PA metro area.
How much does it cost to buy a home in Indiana?
The median home listed in Indiana asks $198,538 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,087 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Indiana?
The median property in Indiana spends 48 days on the market, with 123 homes actively listed and 14% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Indiana?
With a median 48 days on market and 14% of active listings carrying a price cut, pending contracts at 61% of active listings, Indiana reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Indiana a good place to invest in real estate?
Indiana scores 83/100 on WealthyBud's Investor Score, ranking #7 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Indiana?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Indiana and the wider Pennsylvania market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Indiana, PA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
Nearby & similar