Resort & second-home market · South Carolina · September 2026 data

What is the Hilton Head, SC real estate market doing?

As of September 2026, the median home listed in Hilton Head, SC asks $497,000, down 10.8% year over year. Homes spend a median of 92 days on market, with 2,537 active listings and 20% carrying a price cut; pending contracts equal 29% of active listings, and inventory sits at 91% of the same month in 2019 — a buyer-leaning market. Estimated gross rental yield on the median listing is 4.3%. Figures come from public records and industry data, updated monthly.

Median listing price
$497,000
▼ 10.8% YoY
Median $ / sq ft
$314
1,812 sq ft median
Median days on market
92
September 2026
Active listings
2,537
For sale now
New listings
612
September 2026
Listings with price cuts
20%
Share of active
Inventory vs 2019
91%
Same month, 2019 = 100
Pending / active
29%
Contract activity

What is the Hilton Head, SC housing market doing right now?

The Hilton Head, SC housing market lists at a $497,000 median as of September 2026, down 10.8% year over year, with a 92-day median market time and 2,537 homes for sale (20% with a price cut). Active inventory is 91% of the 2019 level, reading as a buyer-leaning market by days-on-market pace. Gross rental yield is about 4.3%.

Hilton Head housing market statistics

The table summarizes Hilton Head's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.

Hilton Head, SC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$497,000-10.8% YoY
Median price per sq ft$3141,812 sq ft median
Median days on market92+19% YoY
Active listings2,537+18% YoY
New listings this month612September 2026
Listings with a price cut20%Share of active
Pending-to-active ratio29.1%740 pending
Inventory vs 201991%Active listings vs same month in 2019
Gross rental yield4.3%2BR fair market rent

How have home prices changed in Hilton Head?

Hilton Head home prices are down 10.8% year over year and -0.6% month over month as of September 2026, at a $497,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$572K$554K$535K$516K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Hilton Head SC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$648K$588K$528K$469K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Hilton Head SC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Hilton Head?

Hilton Head has 2,537 active listings, 612 new this month, 740 pending as of September 2026. About 20% of active listings have cut their price, and inventory sits at 91% of its 2019 level — a buyer-leaning market by pace.

Active listings
2,537
New this month
612
Pending
740
Price-reduced
511

Is Hilton Head a good real estate investment?

Hilton Head scores 37/100 on WealthyBud's composite Investor Score, ranking #723 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
37/100
#723 of 933 covered metros
12-month outlook
-3.1%
▼ Cooling · model output, not advice
Price volatility
High
σ 8.2% · 20-yr price-index swings
Momentum
32
Value
17
Rental yield
62
Supply risk
50
Market heat
21

Hilton Head scores 37/100 on our composite Investor Score (#723 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 72% over five years and +130% over ten, leaving prices 85% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,779/mo for a two-bedroom, the gross rental yield on the median listing is about 4.3%; active inventory sits at 91% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 10.8% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Hilton Head ranks on the trending markets index.

How much is a monthly mortgage payment in Hilton Head?

A home at Hilton Head's $497,000 median listing runs about $2,720 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$2,456/mo
−$265/mo vs today
At today's rate · 7.28%
$2,720/mo
National weekly average
If rates rise 1% · 8.28%
$2,995/mo
+$275/mo vs today

Principal & interest on the $497,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Hilton Head?

To buy Hilton Head’s $497,000 median listing with 20% down, a household needs about $126,000 a year in gross income, keeping principal, interest and property tax ($2,932/mo) at 28% of income. That is 1.6× the area’s $81,015 median household income, so a typical Hilton Head household cannot afford the median listing on these terms.

Income needed to buy the median home in Hilton Head, SC — September 2026
ItemAmountBasis
Median listing price$497,000September 2026
Down payment (20%)$99,400Assumption
Principal & interest (7.28%, 30-yr fixed)$2,720/moRate as of 2026-10-01
Property tax (0.51% effective rate)$211/moCensus ACS
Income needed (28% rule)$126,000Gross household income / yr
Median household income$81,015Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Hilton Head housing market?

Longer-run demand in Hilton Head shows up in 3,024 homes permitted in 2025; net migration of +2,942 residents; +0.2% job growth. Natural-hazard risk rates Relatively High. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
3,024
▼ 5.8% vs 2024
13.6 per 1,000 residents
Net migration (2022–2023)
+2,942
▲ people, via tax-return records
net income flow +$638.0M/yr
Job growth (YoY)
+0.2%
▲ 91.2k nonfarm jobs · August 2026
Natural-hazard risk
Relatively High
National hazard index · top hazard: Hurricane

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

What is the latest Hilton Head real estate news?

Recent headlines indicate ongoing scrutiny and reporting on Hilton Head's housing market trends and future expectations. — AI-generated summary of the headlines above; read the linked coverage before relying on it.

Headlines collected 2026-07-05; each links to the original publisher.

Client-ready report

Send a branded Hilton Head market report to your clients.

Open report gallery
Find the best in Hilton Head

Hilton Head housing market FAQ

What is the median home price in Hilton Head?
As of September 2026, the median listing price in Hilton Head, SC is $497,000, down 10.8% year over year (source: public records and industry data).
How much does it cost to buy a home in Hilton Head?
The median home listed in Hilton Head asks $497,000 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,720 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Hilton Head?
The median property in Hilton Head spends 92 days on the market, with 2,537 homes actively listed and 20% of them carrying a price cut — a buyer-leaning market as of September 2026.
Is it a buyer's or seller's market in Hilton Head?
With a median 92 days on market and 20% of active listings carrying a price cut, pending contracts at 29% of active listings, Hilton Head reads as a buyer-leaning market as of September 2026. Lean is based on days-on-market pace when closed-sale ratios are unavailable. Conditions shift monthly.
Is Hilton Head a good place to invest in real estate?
Hilton Head scores 37/100 on WealthyBud's Investor Score, ranking #723 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Hilton Head?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Hilton Head and the wider South Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More South Carolina housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.