Metropolitan market · South Carolina · September 2026 data

What is the Greenwood, SC real estate market doing?

As of September 2026, the median home listed in Greenwood, SC asks $303,700, down 3.9% year over year. Homes spend a median of 82 days on market, with 362 active listings and 22% carrying a price cut; pending contracts equal 29% of active listings, and inventory sits at 144% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$303,700
▼ 3.9% YoY
Median $ / sq ft
$168
1,800 sq ft median
Median days on market
82
September 2026
Active listings
362
For sale now
New listings
112
September 2026
Listings with price cuts
22%
Share of active
Inventory vs 2019
144%
Same month, 2019 = 100
Pending / active
29%
Contract activity
Median sale price (closed)
$264,450
▼ 1.1% YoY · closed sales · July 2026
Sale-to-list ratio
97.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
64
Closed sales · July 2026, seasonally adjusted

What is the Greenwood, SC housing market doing right now?

The Greenwood, SC housing market lists at a $303,700 median as of September 2026, down 3.9% year over year, with an 82-day median market time and 362 homes for sale (22% with a price cut). Active inventory is 144% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Greenwood housing market statistics

The table summarizes Greenwood's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Greenwood.

Greenwood, SC housing market at a glance — September 2026
MetricLatestDetail
Median listing price$303,700-3.9% YoY
Median price per sq ft$1681,800 sq ft median
Median days on market82+29% YoY
Active listings362+28% YoY
New listings this month112September 2026
Listings with a price cut22%Share of active
Median sale price (closed)$264,450-1.1% YoY · closed sales, July 2026
Sale-to-list ratio97.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio28.6%104 pending
Inventory vs 2019144%Active listings vs same month in 2019

How have home prices changed in Greenwood?

Greenwood home prices are down 3.9% year over year and +1.4% month over month as of September 2026, at a $303,700 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$325K$312K$298K$285K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Greenwood SC · trailing 8 quarters · source: public records and industry data.

The 10-year view
$325K$288K$251K$214K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Greenwood SC · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Greenwood?

Greenwood has 362 active listings, 112 new this month, 104 pending as of September 2026. About 22% of active listings have cut their price, and inventory sits at 144% of its 2019 level — a buyer's market by pace.

Active listings
362
New this month
112
Pending
104
Price-reduced
80

Is Greenwood a good real estate investment?

Greenwood scores 27/100 on WealthyBud's composite Investor Score, ranking #856 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
27/100
#856 of 933 covered metros
12-month outlook
-4.9%
▼ Cooling · model output, not advice
Momentum
32
Value
28
Rental yield
30
Supply risk
87
Market heat
33

Greenwood scores 27/100 on our composite Investor Score (#856 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 144% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 3.9% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Greenwood ranks on the trending markets index.

How much is a monthly mortgage payment in Greenwood?

A home at Greenwood's $303,700 median listing runs about $1,662 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,501/mo
−$162/mo vs today
At today's rate · 7.28%
$1,662/mo
National weekly average
If rates rise 1% · 8.28%
$1,830/mo
+$168/mo vs today

Principal & interest on the $303,700 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Greenwood?

To buy Greenwood’s $303,700 median listing with 20% down, a household needs about $77,000 a year in gross income, keeping principal, interest and property tax ($1,802/mo) at 28% of income. That is 1.5× the area’s $51,044 median household income, so a typical Greenwood household cannot afford the median listing on these terms.

Income needed to buy the median home in Greenwood, SC — September 2026
ItemAmountBasis
Median listing price$303,700September 2026
Down payment (20%)$60,740Assumption
Principal & interest (7.28%, 30-yr fixed)$1,662/moRate as of 2026-10-01
Property tax (0.55% effective rate)$139/moCensus ACS
Income needed (28% rule)$77,000Gross household income / yr
Median household income$51,044Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Greenwood housing market?

Longer-run demand in Greenwood shows up in 467 homes permitted in 2025; net migration of +592 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
467
▲ 38.2% vs 2024
5.0 per 1,000 residents
Net migration (2022–2023)
+592
▲ people, via tax-return records
net income flow +$30.1M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Greenwood housing market FAQ

What is the median home price in Greenwood?
As of September 2026, the median listing price in Greenwood, SC is $303,700, down 3.9% year over year (source: public records and industry data). Figures cover the Greenwood, SC metro area.
How much does it cost to buy a home in Greenwood?
The median home listed in Greenwood asks $303,700 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,662 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Greenwood?
The median property in Greenwood spends 82 days on the market, with 362 homes actively listed and 22% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Greenwood?
With a median 82 days on market and 22% of active listings carrying a price cut, pending contracts at 29% of active listings, Greenwood reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Greenwood a good place to invest in real estate?
Greenwood scores 27/100 on WealthyBud's Investor Score, ranking #856 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Greenwood?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Greenwood and the wider South Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Greenwood, SC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More South Carolina housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.