Metropolitan market · Nevada · September 2026 data

What is the Gardnerville Ranchos, NV real estate market doing?

As of September 2026, the median home listed in Gardnerville Ranchos, NV asks $888,450, down 6.3% year over year. Homes spend a median of 73 days on market, with 310 active listings and 15% carrying a price cut; pending contracts equal 36% of active listings, and inventory sits at 71% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$888,450
▼ 6.3% YoY
Median $ / sq ft
$480
1,988 sq ft median
Median days on market
73
September 2026
Active listings
310
For sale now
New listings
116
September 2026
Listings with price cuts
15%
Share of active
Inventory vs 2019
71%
Same month, 2019 = 100
Pending / active
36%
Contract activity
Median sale price (closed)
$710,400
▲ 1.9% YoY · closed sales · July 2026
Sale-to-list ratio
97.8%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
87
Closed sales · July 2026, seasonally adjusted

What is the Gardnerville Ranchos, NV housing market doing right now?

The Gardnerville Ranchos, NV housing market lists at a $888,450 median as of September 2026, down 6.3% year over year, with a 73-day median market time and 310 homes for sale (15% with a price cut). Active inventory is 71% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Gardnerville Ranchos housing market statistics

The table summarizes Gardnerville Ranchos's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Gardnerville Ranchos.

Gardnerville Ranchos, NV housing market at a glance — September 2026
MetricLatestDetail
Median listing price$888,450-6.3% YoY
Median price per sq ft$4801,988 sq ft median
Median days on market73-15% YoY
Active listings310-19% YoY
New listings this month116September 2026
Listings with a price cut15%Share of active
Median sale price (closed)$710,400+1.9% YoY · closed sales, July 2026
Sale-to-list ratio97.8%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio36.2%112 pending
Inventory vs 201971%Active listings vs same month in 2019

How have home prices changed in Gardnerville Ranchos?

Gardnerville Ranchos home prices are down 6.3% year over year and -1.2% month over month as of September 2026, at a $888,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$948K$926K$905K$884K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Gardnerville Ranchos NV · trailing 8 quarters · source: public records and industry data.

The 10-year view
$898K$816K$733K$651K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Gardnerville Ranchos NV · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Gardnerville Ranchos?

Gardnerville Ranchos has 310 active listings, 116 new this month, 112 pending as of September 2026. About 15% of active listings have cut their price, and inventory sits at 71% of its 2019 level — a balanced market by pace.

Active listings
310
New this month
116
Pending
112
Price-reduced
47

Is Gardnerville Ranchos a good real estate investment?

Gardnerville Ranchos scores 38/100 on WealthyBud's composite Investor Score, ranking #696 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
38/100
#696 of 933 covered metros
12-month outlook
+0.9%
Flat · model output, not advice
Momentum
64
Value
4
Rental yield
3
Supply risk
28
Market heat
43

Gardnerville Ranchos scores 38/100 on our composite Investor Score (#696 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 71% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 6.3% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Gardnerville Ranchos ranks on the trending markets index.

How much is a monthly mortgage payment in Gardnerville Ranchos?

A home at Gardnerville Ranchos's $888,450 median listing runs about $4,863 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$4,390/mo
−$473/mo vs today
At today's rate · 7.28%
$4,863/mo
National weekly average
If rates rise 1% · 8.28%
$5,355/mo
+$492/mo vs today

Principal & interest on the $888,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Gardnerville Ranchos?

To buy Gardnerville Ranchos’s $888,450 median listing with 20% down, a household needs about $223,000 a year in gross income, keeping principal, interest and property tax ($5,196/mo) at 28% of income. That is 2.5× the area’s $88,659 median household income, so a typical Gardnerville Ranchos household cannot afford the median listing on these terms.

Income needed to buy the median home in Gardnerville Ranchos, NV — September 2026
ItemAmountBasis
Median listing price$888,450September 2026
Down payment (20%)$177,690Assumption
Principal & interest (7.28%, 30-yr fixed)$4,863/moRate as of 2026-10-01
Property tax (0.45% effective rate)$333/moCensus ACS
Income needed (28% rule)$223,000Gross household income / yr
Median household income$88,659Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Gardnerville Ranchos housing market?

Longer-run demand in Gardnerville Ranchos shows up in 328 homes permitted in 2025; net migration of +295 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
328
▲ 3.5% vs 2024
6.4 per 1,000 residents
Net migration (2022–2023)
+295
▲ people, via tax-return records
net income flow +$19.5M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Earthquake

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Gardnerville Ranchos housing market FAQ

What is the median home price in Gardnerville Ranchos?
As of September 2026, the median listing price in Gardnerville Ranchos, NV is $888,450, down 6.3% year over year (source: public records and industry data). Figures cover the Gardnerville Ranchos, NV-CA metro area.
How much does it cost to buy a home in Gardnerville Ranchos?
The median home listed in Gardnerville Ranchos asks $888,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $4,863 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Gardnerville Ranchos?
The median property in Gardnerville Ranchos spends 73 days on the market, with 310 homes actively listed and 15% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Gardnerville Ranchos?
With a median 73 days on market and 15% of active listings carrying a price cut, pending contracts at 36% of active listings, Gardnerville Ranchos reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Gardnerville Ranchos a good place to invest in real estate?
Gardnerville Ranchos scores 38/100 on WealthyBud's Investor Score, ranking #696 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Gardnerville Ranchos?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Gardnerville Ranchos and the wider Nevada market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Gardnerville Ranchos, NV-CA metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Jasper Lindqvist Commercial Real Estate Analyst

Jasper Lindqvist is a commercial real estate analyst who covers office, retail and industrial property trends, cap rates and vacancy using public REIT filings and market reports. He focuses on how commercial demand shifts ripple into residential markets.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.