Metropolitan market · Arkansas · September 2026 data

What is the El Dorado, AR real estate market doing?

As of September 2026, the median home listed in El Dorado, AR asks $212,500, down 3.1% year over year. Homes spend a median of 69 days on market, with 115 active listings and 14% carrying a price cut; pending contracts equal 27% of active listings, and inventory sits at 90% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$212,500
▼ 3.1% YoY
Median $ / sq ft
$108
1,993 sq ft median
Median days on market
69
September 2026
Active listings
115
For sale now
New listings
36
September 2026
Listings with price cuts
14%
Share of active
Inventory vs 2019
90%
Same month, 2019 = 100
Pending / active
27%
Contract activity
Median sale price (closed)
$140,950
▼ 25.8% YoY · closed sales · July 2026
Sale-to-list ratio
96.3%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
18
Closed sales · July 2026, seasonally adjusted

What is the El Dorado, AR housing market doing right now?

The El Dorado, AR housing market lists at a $212,500 median as of September 2026, down 3.1% year over year, with a 69-day median market time and 115 homes for sale (14% with a price cut). Active inventory is 90% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

El Dorado housing market statistics

The table summarizes El Dorado's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for El Dorado.

El Dorado, AR housing market at a glance — September 2026
MetricLatestDetail
Median listing price$212,500-3.1% YoY
Median price per sq ft$1081,993 sq ft median
Median days on market69+25% YoY
Active listings115+63% YoY
New listings this month36September 2026
Listings with a price cut14%Share of active
Median sale price (closed)$140,950-25.8% YoY · closed sales, July 2026
Sale-to-list ratio96.3%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio26.5%31 pending
Inventory vs 201990%Active listings vs same month in 2019

How have home prices changed in El Dorado?

El Dorado home prices are down 3.1% year over year and -1.2% month over month as of September 2026, at a $212,500 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$299K$277K$256K$234K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, El Dorado AR · trailing 8 quarters · source: public records and industry data.

The 10-year view
$246K$214K$181K$148K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, El Dorado AR · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in El Dorado?

El Dorado has 115 active listings, 36 new this month, 31 pending as of September 2026. About 14% of active listings have cut their price, and inventory sits at 90% of its 2019 level — a buyer's market by pace.

Active listings
115
New this month
36
Pending
31
Price-reduced
15

Is El Dorado a good real estate investment?

El Dorado scores 52/100 on WealthyBud's composite Investor Score, ranking #415 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
52/100
#415 of 933 covered metros
12-month outlook
-0.6%
Flat · model output, not advice
Momentum
35
Value
72
Rental yield
72
Supply risk
49
Market heat
28

El Dorado scores 52/100 on our composite Investor Score (#415 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 90% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are down 3.1% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how El Dorado ranks on the trending markets index.

How much is a monthly mortgage payment in El Dorado?

A home at El Dorado's $212,500 median listing runs about $1,163 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,050/mo
−$113/mo vs today
At today's rate · 7.28%
$1,163/mo
National weekly average
If rates rise 1% · 8.28%
$1,281/mo
+$118/mo vs today

Principal & interest on the $212,500 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in El Dorado?

To buy El Dorado’s $212,500 median listing with 20% down, a household needs about $54,000 a year in gross income, keeping principal, interest and property tax ($1,266/mo) at 28% of income. That is 1.1× the area’s $50,221 median household income, so a typical El Dorado household cannot afford the median listing on these terms.

Income needed to buy the median home in El Dorado, AR — September 2026
ItemAmountBasis
Median listing price$212,500September 2026
Down payment (20%)$42,500Assumption
Principal & interest (7.28%, 30-yr fixed)$1,163/moRate as of 2026-10-01
Property tax (0.58% effective rate)$103/moCensus ACS
Income needed (28% rule)$54,000Gross household income / yr
Median household income$50,221Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the El Dorado housing market?

Longer-run demand in El Dorado shows up in 19 homes permitted in 2025; net migration of -222 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
19
▼ 5.0% vs 2024
0.5 per 1,000 residents
Net migration (2022–2023)
-222
▼ people, via tax-return records
net income flow −$9.22M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded El Dorado market report to your clients.

Open report gallery
Find the best in El Dorado

El Dorado housing market FAQ

What is the median home price in El Dorado?
As of September 2026, the median listing price in El Dorado, AR is $212,500, down 3.1% year over year (source: public records and industry data). Figures cover the El Dorado, AR metro area.
How much does it cost to buy a home in El Dorado?
The median home listed in El Dorado asks $212,500 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,163 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in El Dorado?
The median property in El Dorado spends 69 days on the market, with 115 homes actively listed and 14% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in El Dorado?
With a median 69 days on market and 14% of active listings carrying a price cut, pending contracts at 27% of active listings, El Dorado reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is El Dorado a good place to invest in real estate?
El Dorado scores 52/100 on WealthyBud's Investor Score, ranking #415 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in El Dorado?
See WealthyBud directories for the top-producing agents, teams and brokerages serving El Dorado and the wider Arkansas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the El Dorado, AR metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Arkansas housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.