Metropolitan market · Wisconsin · September 2026 data

What is the Eau Claire, WI real estate market doing?

As of September 2026, the median home listed in Eau Claire, WI asks $372,738, up 0.1% year over year. Homes spend a median of 49 days on market, with 412 active listings and 23% carrying a price cut; pending contracts equal 58% of active listings, and inventory sits at 99% of the same month in 2019 — a balanced market. Estimated gross rental yield on the median listing is 3.8%. Figures come from public records and industry data, updated monthly.

Median listing price
$372,738
▲ 0.1% YoY
Median $ / sq ft
$196
1,917 sq ft median
Median days on market
49
September 2026
Active listings
412
For sale now
New listings
176
September 2026
Listings with price cuts
23%
Share of active
Inventory vs 2019
99%
Same month, 2019 = 100
Pending / active
58%
Contract activity
Median sale price (closed)
$350,000
▲ 8.5% YoY · closed sales · July 2026
Sale-to-list ratio
99.2%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
207
Closed sales · July 2026, seasonally adjusted

What is the Eau Claire, WI housing market doing right now?

The Eau Claire, WI housing market lists at a $372,738 median as of September 2026, up 0.1% year over year, with a 49-day median market time and 412 homes for sale (23% with a price cut). Active inventory is 99% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule. Gross rental yield is about 3.8%.

Eau Claire housing market statistics

The table summarizes Eau Claire's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Eau Claire.

Eau Claire, WI housing market at a glance — September 2026
MetricLatestDetail
Median listing price$372,738+0.1% YoY
Median price per sq ft$1961,917 sq ft median
Median days on market49-5% YoY
Active listings412+15% YoY
New listings this month176September 2026
Listings with a price cut23%Share of active
Median sale price (closed)$350,000+8.5% YoY · closed sales, July 2026
Sale-to-list ratio99.2%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio57.5%237 pending
Inventory vs 201999%Active listings vs same month in 2019
Gross rental yield3.8%2BR fair market rent

How have home prices changed in Eau Claire?

Eau Claire home prices are up 0.1% year over year and -1.9% month over month as of September 2026, at a $372,738 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$387K$377K$366K$356K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Eau Claire WI · trailing 8 quarters · source: public records and industry data.

The 10-year view
$390K$354K$319K$284K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Eau Claire WI · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Eau Claire?

Eau Claire has 412 active listings, 176 new this month, 237 pending as of September 2026. About 23% of active listings have cut their price, and inventory sits at 99% of its 2019 level — a balanced market by pace.

Active listings
412
New this month
176
Pending
237
Price-reduced
93

Is Eau Claire a good real estate investment?

Eau Claire scores 48/100 on WealthyBud's composite Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
48/100
#494 of 933 covered metros
12-month outlook
-1.7%
Flat · model output, not advice
Price volatility
Low
σ 4.8% · 20-yr price-index swings
Momentum
41
Value
42
Rental yield
44
Supply risk
58
Market heat
81

Eau Claire scores 48/100 on our composite Investor Score (#494 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; the metro's long-run house price index has it up 55% over five years and +108% over ten, leaving prices 61% above its own 2000–2019 trend; at the published FY2026 fair market rent of $1,181/mo for a two-bedroom, the gross rental yield on the median listing is about 3.8%; active inventory sits at 99% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 0.1% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Eau Claire ranks on the trending markets index.

How much is a monthly mortgage payment in Eau Claire?

A home at Eau Claire's $372,738 median listing runs about $2,040 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,842/mo
−$198/mo vs today
At today's rate · 7.28%
$2,040/mo
National weekly average
If rates rise 1% · 8.28%
$2,246/mo
+$206/mo vs today

Principal & interest on the $372,738 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Eau Claire?

To buy Eau Claire’s $372,738 median listing with 20% down, a household needs about $105,000 a year in gross income, keeping principal, interest and property tax ($2,444/mo) at 28% of income. That is 1.4× the area’s $72,513 median household income, so a typical Eau Claire household cannot afford the median listing on these terms.

Income needed to buy the median home in Eau Claire, WI — September 2026
ItemAmountBasis
Median listing price$372,738September 2026
Down payment (20%)$74,548Assumption
Principal & interest (7.28%, 30-yr fixed)$2,040/moRate as of 2026-10-01
Property tax (1.30% effective rate)$404/moCensus ACS
Income needed (28% rule)$105,000Gross household income / yr
Median household income$72,513Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Eau Claire housing market?

Longer-run demand in Eau Claire shows up in 938 homes permitted in 2025; net migration of +367 residents; -0.2% job growth. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
938
▼ 1.4% vs 2024
5.4 per 1,000 residents
Net migration (2022–2023)
+367
▲ people, via tax-return records
net income flow +$18.3M/yr
Job growth (YoY)
-0.2%
▼ 89.9k nonfarm jobs · August 2026
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Eau Claire housing market FAQ

What is the median home price in Eau Claire?
As of September 2026, the median listing price in Eau Claire, WI is $372,738, up 0.1% year over year (source: public records and industry data). Figures cover the Eau Claire, WI metro area.
How much does it cost to buy a home in Eau Claire?
The median home listed in Eau Claire asks $372,738 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $2,040 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Eau Claire?
The median property in Eau Claire spends 49 days on the market, with 412 homes actively listed and 23% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Eau Claire?
With a median 49 days on market and 23% of active listings carrying a price cut, pending contracts at 58% of active listings, Eau Claire reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Eau Claire a good place to invest in real estate?
Eau Claire scores 48/100 on WealthyBud's Investor Score, ranking #494 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Eau Claire?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Eau Claire and the wider Wisconsin market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Eau Claire, WI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Wisconsin housing markets

Andre Fontaine Mortgage Market Analyst

Andre Fontaine is a mortgage market analyst who covers rate trends, loan products and lending standards using public Federal Reserve and HMDA data. He focuses on how financing conditions affect buyer affordability across income levels.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.