Metropolitan market · Michigan · June 2026 data

Coldwater Real Estate Market

The Coldwater, MI housing market as of June 2026 — real median listing price, market pace, inventory and supply, from public records and industry data. Prepare a client-ready Coldwater report in a click.

Median listing price
$361,850
▲ 29.5% YoY
Median $ / sq ft
$209
1,800 sq ft median
Median days on market
64
June 2026
Active listings
100
For sale now
New listings
40
June 2026
Listings with price cuts
26%
Share of active
Median sale price (closed)
$238,000
▲ 26.3% YoY · closed sales
Sale-to-list ratio
95.9%
Closed sales
Homes sold / month
38
Closed sales
Median listing price trend
$362K$328K$295K$261K Q3'24Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26

Median listing price, Coldwater MI · trailing 8 quarters · source: public records and industry data.

The 10-year view
$362K$309K$256K$203K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Coldwater MI · June of each year, 2017–2026 · source: public records and industry data.

Supply snapshot
Active listings
100
New this month
40
Pending
46
Price-reduced
26

As of June 2026, the median home listed in Coldwater, MI asks $361,850 — up 29.5% from a year ago. Homes are taking a median of 64 days to go under contract, and 26% of the 100 active listings have taken a price cut, which points to a balanced market. Figures cover the Coldwater, MI metro area. Based on public records and industry data, updated monthly.

Investment snapshot
Investor Score
43/100
#613 of 932 covered metros
12-month outlook
+0.9%
Flat · model output, not advice
Momentum
52
Value
32
Rental yield
20
Supply risk
26
Market heat
35

Coldwater scores 43/100 on our composite Investor Score (#613 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 63% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 29.5% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Coldwater ranks on the trending markets index.

What mortgage rates do to the payment
If rates fall 1% · 5.43%
$1,631/mo
−$185/mo vs today
At today's rate · 6.43%
$1,816/mo
National weekly average
If rates rise 1% · 7.43%
$2,010/mo
+$194/mo vs today

Principal & interest on the $361,850 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.

Growth, supply pipeline & risk
Building permits (2025)
44
▲ 2.3% vs 2024
1.0 per 1,000 residents
Net migration (2022–2023)
-53
▼ people, via tax-return records
net income flow −$3.56M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

Client-ready report

Send a branded Coldwater market report to your clients.

Open report gallery
Find the best in Coldwater
Directory

Top agents in Coldwater

The producers moving the most volume in Coldwater.

View Directory

Top teams

The groups setting production records nationwide.

View Licensing

Get licensed in Michigan

Hours, exam and the commission that regulates Michigan agents.

Read Income

Agent salary in Michigan

What real estate agents actually earn across Michigan.

Read

Coldwater market FAQs

What is the median home price in Coldwater?
As of June 2026, the median listing price in Coldwater, MI is $361,850, up 29.5% year over year (source: public records and industry data). Figures cover the Coldwater, MI metro area.
How fast are homes selling in Coldwater?
The median property in Coldwater spends 64 days on the market, with 100 homes actively listed and 26% of them carrying a price cut — a balanced market by pace.
Who are the top real estate agents in Coldwater?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Coldwater and the wider Michigan market.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Coldwater, MI metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.