Metropolitan market · Oklahoma · September 2026 data

What is the Ardmore, OK real estate market doing?

As of September 2026, the median home listed in Ardmore, OK asks $264,646, up 9.7% year over year. Homes spend a median of 85 days on market, with 246 active listings and 18% carrying a price cut; pending contracts equal 26% of active listings, and inventory sits at 124% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$264,646
▲ 9.7% YoY
Median $ / sq ft
$141
1,889 sq ft median
Median days on market
85
September 2026
Active listings
246
For sale now
New listings
58
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
124%
Same month, 2019 = 100
Pending / active
26%
Contract activity
Median sale price (closed)
$238,000
▲ 21.9% YoY · closed sales · July 2026
Sale-to-list ratio
95.9%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
55
Closed sales · July 2026, seasonally adjusted

What is the Ardmore, OK housing market doing right now?

The Ardmore, OK housing market lists at a $264,646 median as of September 2026, up 9.7% year over year, with an 85-day median market time and 246 homes for sale (18% with a price cut). Active inventory is 124% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Ardmore housing market statistics

The table summarizes Ardmore's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Ardmore.

Ardmore, OK housing market at a glance — September 2026
MetricLatestDetail
Median listing price$264,646+9.7% YoY
Median price per sq ft$1411,889 sq ft median
Median days on market85+41% YoY
Active listings246+7% YoY
New listings this month58September 2026
Listings with a price cut18%Share of active
Median sale price (closed)$238,000+21.9% YoY · closed sales, July 2026
Sale-to-list ratio95.9%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio26.5%65 pending
Inventory vs 2019124%Active listings vs same month in 2019

How have home prices changed in Ardmore?

Ardmore home prices are up 9.7% year over year and +2.4% month over month as of September 2026, at a $264,646 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$265K$256K$247K$238K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Ardmore OK · trailing 8 quarters · source: public records and industry data.

The 10-year view
$250K$225K$201K$176K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Ardmore OK · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Ardmore?

Ardmore has 246 active listings, 58 new this month, 65 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 124% of its 2019 level — a buyer's market by pace.

Active listings
246
New this month
58
Pending
65
Price-reduced
43

Is Ardmore a good real estate investment?

Ardmore scores 47/100 on WealthyBud's composite Investor Score, ranking #516 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
47/100
#516 of 933 covered metros
12-month outlook
-0.1%
Flat · model output, not advice
Momentum
60
Value
65
Rental yield
61
Supply risk
78
Market heat
19

Ardmore scores 47/100 on our composite Investor Score (#516 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 124% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are up 9.7% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Ardmore ranks on the trending markets index.

How much is a monthly mortgage payment in Ardmore?

A home at Ardmore's $264,646 median listing runs about $1,449 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,308/mo
−$141/mo vs today
At today's rate · 7.28%
$1,449/mo
National weekly average
If rates rise 1% · 8.28%
$1,595/mo
+$146/mo vs today

Principal & interest on the $264,646 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Ardmore?

To buy Ardmore’s $264,646 median listing with 20% down, a household needs about $69,000 a year in gross income, keeping principal, interest and property tax ($1,618/mo) at 28% of income. That is 1.2× the area’s $58,856 median household income, so a typical Ardmore household cannot afford the median listing on these terms.

Income needed to buy the median home in Ardmore, OK — September 2026
ItemAmountBasis
Median listing price$264,646September 2026
Down payment (20%)$52,929Assumption
Principal & interest (7.28%, 30-yr fixed)$1,449/moRate as of 2026-10-01
Property tax (0.77% effective rate)$170/moCensus ACS
Income needed (28% rule)$69,000Gross household income / yr
Median household income$58,856Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Ardmore housing market?

Longer-run demand in Ardmore shows up in 55 homes permitted in 2025; net migration of +317 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
55
▼ 24.7% vs 2024
1.1 per 1,000 residents
Net migration (2022–2023)
+317
▲ people, via tax-return records
net income flow −$411,000/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Tornado

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Ardmore housing market FAQ

What is the median home price in Ardmore?
As of September 2026, the median listing price in Ardmore, OK is $264,646, up 9.7% year over year (source: public records and industry data). Figures cover the Ardmore, OK metro area.
How much does it cost to buy a home in Ardmore?
The median home listed in Ardmore asks $264,646 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,449 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Ardmore?
The median property in Ardmore spends 85 days on the market, with 246 homes actively listed and 18% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Ardmore?
With a median 85 days on market and 18% of active listings carrying a price cut, pending contracts at 26% of active listings, Ardmore reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Ardmore a good place to invest in real estate?
Ardmore scores 47/100 on WealthyBud's Investor Score, ranking #516 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Ardmore?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Ardmore and the wider Oklahoma market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Ardmore, OK metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Oklahoma housing markets

Priya Nandakumar Housing Economist

Priya Nandakumar is a housing economist who tracks national and regional housing-supply trends, mortgage rates and affordability using public Census and housing-starts data. She translates federal housing releases into metro-level takeaways for buyers and investors.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.