Citigroup Inc (C) reported $85.2B in revenue and $14.5B in net income in fiscal 2025, a 17.0% net margin, per its latest SEC 10-K filing. It carries a market capitalization of about $246.3B at a delayed share price. It scores 41/100 on WealthyBud's Investor Score, ranking #76 of 100 covered companies. Score is research, not investment advice.
EPReviewed by Elena Park Licensed Real Estate Broker
Published May 20, 2026 · Updated July 8, 2026
Revenue (FY2025)
$85.2B
▲ +5.6% YoY
Net income
$14.5B
17.0% net margin
Market cap
$246.3B
Price $140.79 · delayed
P/E ratio
17.0
Price / earnings
Return on equity
7%
Net income / equity
Investor Score
41/100
#76 of 100 covered
Citigroup Inc fundamentals at a glance
The table summarizes Citigroup Inc's key financial figures for fiscal 2025 — revenue, profitability, returns, growth and balance-sheet strength — each taken from the company's SEC 10-K filing.
Citigroup Inc (C) fundamentals — FY2025, from SEC 10-K
Metric
Value
Detail
Revenue
$85.2B
+5.6% YoY
Net income
$14.5B
17.0% margin
Gross margin
n/a
Gross profit / revenue
Operating margin
n/a
Operating income / revenue
Return on equity
7%
Net income / equity
Return on assets
1%
Net income / assets
Revenue growth (YoY)
+5.6%
FY2024 to FY2025
Revenue 3-yr CAGR
+4.2%
Compound annual
Diluted EPS
$7.11
FY2025
Debt-to-equity
1.48
Long-term debt / equity
Current ratio
n/a
Current assets / liabilities
Cash & equivalents
$349.6B
Balance sheet
Total assets
$2.66T
FY2025 year-end
Shareholders’ equity
$213.8B
FY2025 year-end
Share price
$140.79
Delayed · 2026-07-10
Market cap
$246.3B
Price × shares outstanding
P/E ratio
17.0
Market cap / net income
P/S ratio
2.9
Market cap / revenue
Dividend yield
n/a
Dividend / price
How profitable is Citigroup Inc?
Citigroup Inc runs a 17.0% net margin and n/a gross margin in fiscal 2025, turning $85.2B of revenue into $14.5B of profit. Return on equity is 7% and return on assets 1%.
Is Citigroup Inc growing?
Citigroup Inc's revenue changed +5.6% in fiscal 2025 and compounded at +4.2% a year over three years, reaching $85.2B. Diluted earnings per share were $7.11 for the year.
Citigroup Inc annual revenue, 2021–2025
Fiscal year
Revenue
Growth
2021
$71.9B
n/a
2022
$75.3B
+4.8%
2023
$78.1B
+3.6%
2024
$80.7B
+3.4%
2025
$85.2B
+5.6%
How is Citigroup Inc valued?
Citigroup Inc carries a market capitalization of $246.3B at a delayed share price of $140.79, trading at a 17.0 price-to-earnings ratio and 2.9 price-to-sales. Its Value subscore is 76/100 across the covered universe.
How financially healthy is Citigroup Inc?
Citigroup Inc ended fiscal 2025 with $349.6B in cash, a debt-to-equity ratio of 1.48 and a current ratio of n/a. Lower leverage and a current ratio above 1.0 signal a stronger balance sheet.
What is Citigroup Inc's Investor Score?
Citigroup Inc scores 41/100 on WealthyBud's Investor Score, #76 of 100 covered companies as of 2026-07-10. The score blends growth, profitability, returns on capital, balance-sheet strength and value into one percentile. It is a research opinion, not investment advice.
Investor Score
41/100
#76 of 100 covered companies
Growth
49
Profitability
51
Returns on capital
5
Balance-sheet strength
22
Value (valuation)
76
Subscores are percentile ranks (0–100)
across the 100 covered companies, computed from the SEC fundamentals and delayed market price cited on this
page. Data-derived opinion, not investment advice.
Citigroup Inc (C) stock FAQ
How much revenue does Citigroup Inc make?
Citigroup Inc (C) reported $85.2B in revenue in fiscal 2025, +5.6% versus the prior year, according to its SEC 10-K filing. Over the past three years its revenue has compounded at +4.2% a year.
Is Citigroup Inc profitable?
Yes. Citigroup Inc earned $14.5B in net income in fiscal 2025, a 17.0% net margin. Its return on equity was 7% and return on assets 1%, based on figures from its latest 10-K.
How fast is Citigroup Inc growing?
Citigroup Inc's revenue changed +5.6% year over year in fiscal 2025 and compounded at +4.2% annually over three years. Growth is one of four inputs to its WealthyBud Investor Score, scored 49/100 versus the covered universe.
What is Citigroup Inc's market cap and P/E ratio?
Citigroup Inc has a market capitalization of $246.3B at a delayed share price of $140.79, trading at a price-to-earnings ratio of 17.0 and price-to-sales of 2.9. Its dividend yield is n/a. Prices are delayed and illustrative.
What is Citigroup Inc's WealthyBud Investor Score?
Citigroup Inc scores 41/100, ranking #76 of 100 covered companies as of 2026-07-10. The score is a percentile blend of growth (49), profitability (51), returns on capital (5), balance-sheet strength (22) and value (76). It is a research opinion, not investment advice.
Where does this Citigroup Inc financial data come from?
Fundamentals come from Citigroup Inc's annual report (Form 10-K) filed with the SEC, via the public-domain EDGAR database. The share price used for market cap, P/E and yield is a delayed end-of-day quote, shown as illustrative; a production site would use a licensed real-time market-data feed.
Fundamentals are drawn from Citigroup Inc’s FY2025 Form 10-K filed with the
SEC (EDGAR, public domain), retrieved 2026-07-10. Share price is a delayed end-of-day quote; market cap, P/E, P/S
and dividend yield are illustrative and not real-time. The Investor Score is a data-derived research opinion.
Not investment advice.
Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.