State housing market · September 2026 data

Rhode Island housing market

Across the 1 Rhode Island markets WealthyBud tracks, the midpoint median listing price is $569,450 as of September 2026, and 1 of 1 are priced below a year ago. Providence is the most expensive ($569,450) and Providence the least ($569,450).

Midpoint median list price
$569,450
1 markets
Markets down YoY
1/1
September 2026
Active listings
2,844
Tracked markets
30-yr mortgage rate
7.28%
2026-10-01

What are home prices in each Rhode Island market?

The table lists every Rhode Island market WealthyBud tracks with its median listing price, year-over-year change, days on market, active listings, price-to-income ratio and the income needed to buy the median home. Select a market for its full report.

Rhode Island housing markets — September 2026
MarketMedian list priceYoYDays on marketActivePrice-to-incomeIncome needed
Providence$569,450-4.2%392,8446.7$159,000

Are home prices rising or falling in Rhode Island?

Providence posted the biggest year-over-year change in Rhode Island (-4.2%) and Providence the weakest (-4.2%). The midpoint change across the state's tracked markets is -4.2%, with 2,844 homes actively listed.

How much income do you need to buy a home in Rhode Island?

Buying the median listing with 20% down at the current 7.28% rate takes about $159,000 a year in Providence and $159,000 in Providence, keeping principal, interest and property tax at 28% of income.

Rhode Island housing market FAQ

What is the median home price in Rhode Island?
Across WealthyBud's 1 tracked Rhode Island markets, median listing prices have a midpoint of $569,450 as of September 2026, from $569,450 in Providence to $569,450 in Providence.
Are home prices falling in Rhode Island?
1 of 1 tracked Rhode Island markets have median listing prices below a year ago as of September 2026. The weakest is Providence at -4.2%.
What is the most expensive housing market in Rhode Island?
Providence has the highest median listing price among tracked Rhode Island markets at $569,450 (September 2026).
How much income do you need to buy a home in Rhode Island?
Buying the median listing with 20% down at the current 7.28% rate takes about $159,000 a year in Providence and $159,000 in Providence, keeping principal, interest and property tax at 28% of income. Insurance, HOA and PMI are excluded.

Working in Rhode Island real estate? See Rhode Island agent salary (BLS median $60,310) and how to get licensed. Compare states on the state hub index or see where prices are falling nationwide.

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.