ZIP-level data · September 2026

San Francisco, CA real estate prices by ZIP code

Across the San Francisco, CA market, home prices range from $479,000 in ZIP 94607 (Oakland, Ca) to $3.26M in ZIP 94123 (San Francisco, Ca) as of September 2026 — a 6.8-times spread across 37 tracked ZIP codes. The median ZIP lists near $1.1M. Figures come from public records and industry data.

ZIPs covered37≥10 active listings each
Priciest ZIP$3.26MZIP 94123 · San Francisco, Ca
Most affordable$479,000ZIP 94607 · Oakland, Ca

Which ZIP codes are most expensive in San Francisco?

The most expensive ZIP code in San Francisco is 94123 (San Francisco, Ca) at a median $3.26M, +33.7% year over year as of September 2026. It sits about 6.8 times higher than the market's most affordable ZIP. The three priciest ZIP codes are:

  • ZIP 94123 (San Francisco, Ca) — $3.26M median, +33.7% year over year.
  • ZIP 94133 (San Francisco, Ca) — $3.19M median, +94.2% year over year.
  • ZIP 94118 (San Francisco, Ca) — $2M median, +1.2% year over year.

Which ZIP code is most affordable in San Francisco?

The most affordable ZIP code in San Francisco is 94607 (Oakland, Ca) at a median $479,000 as of September 2026, -2.8% year over year. Buyers trade up from $479,000 to $3.26M moving from this ZIP to the market's priciest, ZIP 94123.

San Francisco home prices by ZIP code, ranked

All 37 San Francisco-area ZIP codes with meaningful listing volume, ranked by median listing price as of September 2026. The table lists year-over-year price change, median days on market, active listings and price per square foot for each ZIP so you can compare neighborhoods directly.

San Francisco, CA ZIP codes by median listing price, September 2026
#ZIPMedian priceYoYDOMActive$/sq ft
194123 · San Francisco, Ca$3.26M+33.7%6111$1,437
294133 · San Francisco, Ca$3.19M+94.2%7816$1,543
394118 · San Francisco, Ca$2M+1.2%2420$1,154
494121 · San Francisco, Ca$1.89M+8.4%3125$973
594131 · San Francisco, Ca$1.87M+46.4%3828$1,057
694539 · Fremont, Ca$1.62M-3.9%2954$925
794114 · San Francisco, Ca$1.62M-9.8%3530$1,211
894130 · San Francisco, Ca$1.55M+33.1%5011$973
994115 · San Francisco, Ca$1.54M+9.6%5118$1,132
1094122 · San Francisco, Ca$1.54M+28.6%4117$938
1194117 · San Francisco, Ca$1.52M+4.3%4215$1,187
1294555 · Fremont, Ca$1.46M+10.4%2536$891
1394105 · San Francisco, Ca$1.45M-14.5%9455$1,300
1494116 · San Francisco, Ca$1.4M-13.8%4313$860
1594536 · Fremont, Ca$1.3M+7.4%3276$796
1694110 · San Francisco, Ca$1.21M+10.4%4351$1,001
1794112 · San Francisco, Ca$1.19M+12.4%3933$785
1894618 · Oakland, Ca$1.18M-12.3%1921$634
1994538 · Fremont, Ca$1.1M-15.0%3777$763
2094611 · Oakland, Ca$1.09M-0.7%2260$542
2194109 · San Francisco, Ca$1.06M+1.5%5869$1,050
2294134 · San Francisco, Ca$948,750-0.1%4826$662
2394107 · San Francisco, Ca$907,000+11.9%4062$990
2494610 · Oakland, Ca$857,000+30.6%2639$518
2594619 · Oakland, Ca$854,000+13.9%2952$537
2694609 · Oakland, Ca$846,722-11.8%2320$556
2794602 · Oakland, Ca$799,000-5.9%3530$542
2894124 · San Francisco, Ca$749,800-2.8%5541$667
2994103 · San Francisco, Ca$749,000-13.8%6160$785
3094612 · Oakland, Ca$674,250-5.6%5817$492
3194605 · Oakland, Ca$649,750-3.7%4083$464
3294102 · San Francisco, Ca$624,250-5.0%5833$1,002
3394606 · Oakland, Ca$604,300+0.8%4638$494
3494601 · Oakland, Ca$589,000-1.6%4037$411
3594603 · Oakland, Ca$549,000+3.8%4540$458
3694621 · Oakland, Ca$485,750+1.2%5138$448
3794607 · Oakland, Ca$479,000-2.8%4852$458

Which San Francisco ZIP codes are moving fastest?

ZIP 94618 (Oakland, Ca) has the fastest-selling homes in San Francisco, at a median 19 days on market as of September 2026. On price growth, ZIP 94133 (San Francisco, Ca) leads at +94.2% year over year. Faster sales and higher year-over-year gains signal stronger local demand.

San Francisco ZIP code real estate FAQ

What is the most expensive ZIP code in San Francisco?
The most expensive ZIP code in San Francisco, CA is 94123 (San Francisco, Ca), with a median listing price of $3.26M as of September 2026 — +33.7% year over year. It is the priciest of the 37 San Francisco-area ZIP codes with enough active listings to measure.
What is the most affordable ZIP code in San Francisco?
The most affordable ZIP code in San Francisco is 94607 (Oakland, Ca), at a median $479,000 as of September 2026. That is roughly 6.8 times lower than the market's priciest ZIP, 94123, at $3.26M — the gap that neighborhood choice makes in San Francisco.
How much do home prices vary by ZIP code in San Francisco?
Home prices in San Francisco range from $479,000 to $3.26M across 37 tracked ZIP codes — a 6.8-times spread, September 2026. The median ZIP lists near $1.1M. ZIP-level medians shift month to month because each rests on a small sample of listings.
Which San Francisco ZIP code has the fastest-selling homes?
As of September 2026, ZIP 94618 (Oakland, Ca) has the fastest-selling homes in San Francisco, at a median 19 days on market. A lower days-on-market figure usually points to stronger buyer demand relative to the supply of homes for sale in that ZIP code.
How many ZIP codes are in the San Francisco real estate market?
This page tracks 37 ZIP codes in the San Francisco, CA market — every ZIP matched to the metro by place name with at least 10 active listings as of September 2026. ZIP codes with fewer active listings are left out because small samples make their medians unreliable.
Metro view

Back to the full San Francisco market report

Open
Based on public records and industry data, September 2026 — see our methodology. ZIPs are matched to the San Francisco market by place name and require at least 10 active listings; small samples make ZIP medians volatile month to month. Not investment advice. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

Diego Alvarez-Cruz Rental Market Analyst

Diego Alvarez-Cruz is a rental market analyst who covers rent growth, vacancy rates and landlord economics across major U.S. metros. He builds his analysis from public rental-listing indexes and Census housing surveys, focusing on year-over-year rent trends.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.