Metropolitan market · Texas · September 2026 data

What is the Nacogdoches, TX real estate market doing?

As of September 2026, the median home listed in Nacogdoches, TX asks $306,725, up 0.6% year over year. Homes spend a median of 67 days on market, with 159 active listings and 11% carrying a price cut; pending contracts equal 24% of active listings, and inventory sits at 99% of the same month in 2019 — a buyer's market. Figures come from public records and industry data, updated monthly.

Median listing price
$306,725
▲ 0.6% YoY
Median $ / sq ft
$169
1,903 sq ft median
Median days on market
67
September 2026
Active listings
159
For sale now
New listings
50
September 2026
Listings with price cuts
11%
Share of active
Inventory vs 2019
99%
Same month, 2019 = 100
Pending / active
24%
Contract activity
Median sale price (closed)
$210,000
▼ 19.1% YoY · closed sales · July 2026
Sale-to-list ratio
n/a
Non-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Homes sold / month
3
Closed sales · July 2026, seasonally adjusted

What is the Nacogdoches, TX housing market doing right now?

The Nacogdoches, TX housing market lists at a $306,725 median as of September 2026, up 0.6% year over year, with a 67-day median market time and 159 homes for sale (11% with a price cut). Active inventory is 99% of the 2019 level, reading as a buyer's market under WealthyBud's published buyer/seller rule.

Nacogdoches housing market statistics

The table summarizes Nacogdoches's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Nacogdoches.

Nacogdoches, TX housing market at a glance — September 2026
MetricLatestDetail
Median listing price$306,725+0.6% YoY
Median price per sq ft$1691,903 sq ft median
Median days on market67-8% YoY
Active listings159-18% YoY
New listings this month50September 2026
Listings with a price cut11%Share of active
Median sale price (closed)$210,000-19.1% YoY · closed sales, July 2026
Sale-to-list ration/aNon-disclosure state: sale prices are not public record, so WealthyBud does not show or rank this ratio
Pending-to-active ratio23.6%38 pending
Inventory vs 201999%Active listings vs same month in 2019

How have home prices changed in Nacogdoches?

Nacogdoches home prices are up 0.6% year over year and -2.9% month over month as of September 2026, at a $306,725 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$343K$329K$316K$303K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Nacogdoches TX · trailing 8 quarters · source: public records and industry data.

The 10-year view
$343K$306K$269K$232K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Nacogdoches TX · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Nacogdoches?

Nacogdoches has 159 active listings, 50 new this month, 38 pending as of September 2026. About 11% of active listings have cut their price, and inventory sits at 99% of its 2019 level — a buyer's market by pace.

Active listings
159
New this month
50
Pending
38
Price-reduced
17

Is Nacogdoches a good real estate investment?

Nacogdoches scores 43/100 on WealthyBud's composite Investor Score, ranking #599 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
43/100
#599 of 933 covered metros
12-month outlook
+0.6%
Flat · model output, not advice
Momentum
70
Value
28
Rental yield
38
Supply risk
59
Market heat
30

Nacogdoches scores 43/100 on our composite Investor Score (#599 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 99% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 0.6% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Nacogdoches ranks on the trending markets index.

How much is a monthly mortgage payment in Nacogdoches?

A home at Nacogdoches's $306,725 median listing runs about $1,679 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,516/mo
−$163/mo vs today
At today's rate · 7.28%
$1,679/mo
National weekly average
If rates rise 1% · 8.28%
$1,849/mo
+$170/mo vs today

Principal & interest on the $306,725 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Nacogdoches?

To buy Nacogdoches’s $306,725 median listing with 20% down, a household needs about $82,000 a year in gross income, keeping principal, interest and property tax ($1,917/mo) at 28% of income. That is 1.6× the area’s $51,528 median household income, so a typical Nacogdoches household cannot afford the median listing on these terms.

Income needed to buy the median home in Nacogdoches, TX — September 2026
ItemAmountBasis
Median listing price$306,725September 2026
Down payment (20%)$61,345Assumption
Principal & interest (7.28%, 30-yr fixed)$1,679/moRate as of 2026-10-01
Property tax (0.93% effective rate)$238/moCensus ACS
Income needed (28% rule)$82,000Gross household income / yr
Median household income$51,528Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Nacogdoches housing market?

Longer-run demand in Nacogdoches shows up in 31 homes permitted in 2025; net migration of -35 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
31
▼ 11.4% vs 2024
0.5 per 1,000 residents
Net migration (2022–2023)
-35
▼ people, via tax-return records
net income flow +$7.84M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Nacogdoches housing market FAQ

What is the median home price in Nacogdoches?
As of September 2026, the median listing price in Nacogdoches, TX is $306,725, up 0.6% year over year (source: public records and industry data). Figures cover the Nacogdoches, TX metro area.
How much does it cost to buy a home in Nacogdoches?
The median home listed in Nacogdoches asks $306,725 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,679 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Nacogdoches?
The median property in Nacogdoches spends 67 days on the market, with 159 homes actively listed and 11% of them carrying a price cut — a buyer's market as of September 2026.
Is it a buyer's or seller's market in Nacogdoches?
With a median 67 days on market and 11% of active listings carrying a price cut, pending contracts at 24% of active listings, Nacogdoches reads as a buyer's market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Nacogdoches a good place to invest in real estate?
Nacogdoches scores 43/100 on WealthyBud's Investor Score, ranking #599 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Nacogdoches?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Nacogdoches and the wider Texas market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Nacogdoches, TX metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

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Naomi Whitfield Real Estate Data Analyst

Naomi Whitfield is a real estate data analyst who builds metro-level price, inventory and days-on-market datasets from public MLS aggregates and county records. She reviews WealthyBud's market pages for data accuracy before they publish.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.