Metropolitan market · Alabama · September 2026 data

What is the Talladega, AL real estate market doing?

As of September 2026, the median home listed in Talladega, AL asks $249,450, up 3.1% year over year. Homes spend a median of 67 days on market, with 305 active listings and 18% carrying a price cut; pending contracts equal 45% of active listings, and inventory sits at 82% of the same month in 2019 — a balanced market. Figures come from public records and industry data, updated monthly.

Median listing price
$249,450
▲ 3.1% YoY
Median $ / sq ft
$136
1,736 sq ft median
Median days on market
67
September 2026
Active listings
305
For sale now
New listings
100
September 2026
Listings with price cuts
18%
Share of active
Inventory vs 2019
82%
Same month, 2019 = 100
Pending / active
45%
Contract activity
Median sale price (closed)
$216,500
▲ 0.8% YoY · closed sales · July 2026
Sale-to-list ratio
97.0%
Closed sales · July 2026, seasonally adjusted
Homes sold / month
58
Closed sales · July 2026, seasonally adjusted

What is the Talladega, AL housing market doing right now?

The Talladega, AL housing market lists at a $249,450 median as of September 2026, up 3.1% year over year, with a 67-day median market time and 305 homes for sale (18% with a price cut). Active inventory is 82% of the 2019 level, reading as a balanced market under WealthyBud's published buyer/seller rule.

Talladega housing market statistics

The table summarizes Talladega's key housing figures for September 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data. Closed-sale figures are Redfin's July 2026 data, the latest settled month Redfin reports for Talladega.

Talladega, AL housing market at a glance — September 2026
MetricLatestDetail
Median listing price$249,450+3.1% YoY
Median price per sq ft$1361,736 sq ft median
Median days on market670% YoY
Active listings305+2% YoY
New listings this month100September 2026
Listings with a price cut18%Share of active
Median sale price (closed)$216,500+0.8% YoY · closed sales, July 2026
Sale-to-list ratio97.0%Closed sales, July 2026, seasonally adjusted
Pending-to-active ratio44.9%137 pending
Inventory vs 201982%Active listings vs same month in 2019

How have home prices changed in Talladega?

Talladega home prices are up 3.1% year over year and -0.2% month over month as of September 2026, at a $249,450 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.

$260K$251K$242K$234K Q4'24Q1'25Q2'25Q3'25Q4'25Q1'26Q2'26Q3'26

Median listing price, Talladega AL · trailing 8 quarters · source: public records and industry data.

The 10-year view
$260K$236K$211K$187K '17'18'19'20'21'22'23'24'25'26

10-year median listing price, Talladega AL · June of each year, 2017–2026 · source: public records and industry data.

How much inventory is on the market in Talladega?

Talladega has 305 active listings, 100 new this month, 137 pending as of September 2026. About 18% of active listings have cut their price, and inventory sits at 82% of its 2019 level — a balanced market by pace.

Active listings
305
New this month
100
Pending
137
Price-reduced
53

Is Talladega a good real estate investment?

Talladega scores 56/100 on WealthyBud's composite Investor Score, ranking #315 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.

Investor Score
56/100
#315 of 933 covered metros
12-month outlook
+2.4%
▲ Rising · model output, not advice
Momentum
62
Value
66
Rental yield
40
Supply risk
40
Market heat
46

Talladega scores 56/100 on our composite Investor Score (#315 of 933 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 82% of its June 2019 level, so supply is still below pre-pandemic norms; listing prices are up 3.1% year over year; all against a national 30-year fixed mortgage rate of 7.28% (national weekly average, 2026-10-01).

Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Talladega ranks on the trending markets index.

How much is a monthly mortgage payment in Talladega?

A home at Talladega's $249,450 median listing runs about $1,365 a month in principal and interest — 20% down on a 30-year fixed loan at the current 7.28% national average rate. Taxes, insurance and HOA are extra.

If rates fall 1% · 6.28%
$1,233/mo
−$133/mo vs today
At today's rate · 7.28%
$1,365/mo
National weekly average
If rates rise 1% · 8.28%
$1,503/mo
+$138/mo vs today

Principal & interest on the $249,450 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 7.28% (national weekly average, 2026-10-01). Model a full deal in the deal analyzer.

How much income do you need to buy a home in Talladega?

To buy Talladega’s $249,450 median listing with 20% down, a household needs about $62,000 a year in gross income, keeping principal, interest and property tax ($1,440/mo) at 28% of income. That is 1.1× the area’s $56,331 median household income, so a typical Talladega household cannot afford the median listing on these terms.

Income needed to buy the median home in Talladega, AL — September 2026
ItemAmountBasis
Median listing price$249,450September 2026
Down payment (20%)$49,890Assumption
Principal & interest (7.28%, 30-yr fixed)$1,365/moRate as of 2026-10-01
Property tax (0.36% effective rate)$75/moCensus ACS
Income needed (28% rule)$62,000Gross household income / yr
Median household income$56,331Census ACS 2023 ACS 5-year

Excludes homeowners insurance, HOA dues and mortgage insurance, so the true income needed is higher. Compare every market in the income-needed ranking and the price-to-income ranking.

What is driving the Talladega housing market?

Longer-run demand in Talladega shows up in 189 homes permitted in 2025; net migration of +503 residents. Natural-hazard risk rates Relatively Moderate. These federal supply-pipeline, migration and jobs signals shape where prices head next.

Building permits (2025)
189
0.0% vs 2024
2.1 per 1,000 residents
Net migration (2022–2023)
+503
▲ people, via tax-return records
net income flow +$25.2M/yr
Natural-hazard risk
Relatively Moderate
National hazard index · top hazard: Riverine flooding

Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.

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Talladega housing market FAQ

What is the median home price in Talladega?
As of September 2026, the median listing price in Talladega, AL is $249,450, up 3.1% year over year (source: public records and industry data). Figures cover the Talladega-Sylacauga, AL metro area.
How much does it cost to buy a home in Talladega?
The median home listed in Talladega asks $249,450 as of September 2026. With 20% down on a 30-year fixed loan at the current 7.28% national average rate, that runs about $1,365 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Talladega?
The median property in Talladega spends 67 days on the market, with 305 homes actively listed and 18% of them carrying a price cut — a balanced market as of September 2026.
Is it a buyer's or seller's market in Talladega?
With a median 67 days on market and 18% of active listings carrying a price cut, pending contracts at 45% of active listings, Talladega reads as a balanced market as of September 2026. Labels use WealthyBud's published DOM / sale-to-list / price-cut / pending rule. Conditions shift monthly.
Is Talladega a good place to invest in real estate?
Talladega scores 56/100 on WealthyBud's Investor Score, ranking #315 of 933 covered U.S. metros as of September 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Talladega?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Talladega and the wider Alabama market, ranked by recent sales from public profile data.
Based on public records and industry data, September 2026 — see our methodology for how every figure is computed. Figures cover the Talladega-Sylacauga, AL metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.

More Alabama housing markets

Marcus Bell Real Estate Market Analyst

Marcus Bell leads market and career research at WealthyBud, turning public housing and labor data into plain-English answers for investors and agents. He focuses on U.S. metro housing markets, agent economics and licensing.

Editorial persona: WealthyBud bylines are editorial personas, not real individuals. Pages are produced by the WealthyBud research team from the public data cited on each page.