| Metric | Latest | Detail |
|---|---|---|
| Median listing price | $294,000 | -4.9% YoY |
| Median price per sq ft | $178 | 1,659 sq ft median |
| Median days on market | 60 | -5% YoY |
| Active listings | 395 | +25% YoY |
| New listings this month | 120 | June 2026 |
| Listings with a price cut | 26% | Share of active |
| Median sale price (closed) | $260,495 | +1.0% YoY |
| Sale-to-list ratio | 98.0% | Closed sales |
Metropolitan market · North Carolina · June 2026 data
Shelby Real Estate Market
As of June 2026, the median home listed in Shelby, NC asks $294,000 — down 4.9% year over year. Homes sell in a median of 60 days, with 395 active listings and 26% carrying a price cut — a balanced market. Figures come from public records and industry data, updated monthly.
Median listing price
$294,000
▼ 4.9% YoY
Median $ / sq ft
$178
1,659 sq ft median
Median days on market
60
June 2026
Active listings
395
For sale now
New listings
120
June 2026
Listings with price cuts
26%
Share of active
Median sale price (closed)
$260,495
▲ 1.0% YoY · closed sales
Sale-to-list ratio
98.0%
Closed sales
Homes sold / month
108
Closed sales
Shelby housing market statistics
The table summarizes Shelby's key housing figures for June 2026 — median listing and closed-sale prices, market pace, inventory and rental yield — each computed from public records and industry data.
How have home prices changed in Shelby?
Shelby home prices are down 4.9% year over year and +1.2% month over month as of June 2026, at a $294,000 median listing price. The chart tracks the trailing eight-quarter trend in the metro's median asking price.
Median listing price, Shelby NC · trailing 8 quarters · source: public records and industry data.
The 10-year view
10-year median listing price, Shelby NC · June of each year, 2017–2026 · source: public records and industry data.
How much inventory is on the market in Shelby?
Shelby has 395 active listings, 120 new this month, 163 pending as of June 2026. About 26% of active listings have cut their price, and inventory sits at 226% of its 2019 level — a balanced market by pace.
Is Shelby a good real estate investment?
Shelby scores 32/100 on WealthyBud's composite Investor Score, ranking #795 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat into one percentile. It is a research opinion, not advice.
Investor Score
32/100
#795 of 932 covered metros
Shelby scores 32/100 on our composite Investor Score (#795 of 932 covered metros), a percentile blend of momentum, value, rental yield, supply and market-heat readings; active inventory sits at 226% of its June 2019 level, so supply is fully rebuilt past pre-pandemic norms; listing prices are down 4.9% year over year; all against a national 30-year fixed mortgage rate of 6.43% (national weekly average, 2026-07-02).
Scores are percentile ranks (0–100) across all covered U.S. metros, computed from the public data cited on this page — formulas here. They are data-derived opinions, not investment advice. See how Shelby ranks on the trending markets index.
How much is a monthly mortgage payment in Shelby?
A home at Shelby's $294,000 median listing runs about $1,476 a month in principal and interest — 20% down on a 30-year fixed loan at the current 6.43% national average rate. Taxes, insurance and HOA are extra.
If rates fall 1% · 5.43%
$1,325/mo
−$151/mo vs today
At today's rate · 6.43%
$1,476/mo
National weekly average
If rates rise 1% · 7.43%
$1,633/mo
+$157/mo vs today
Principal & interest on the $294,000 median listing with 20% down and a 30-year fixed loan — excludes taxes, insurance and HOA. Current rate: 6.43% (national weekly average, 2026-07-02). Model a full deal in the deal analyzer.
What is driving the Shelby housing market?
Longer-run demand in Shelby shows up in 555 homes permitted in 2025; net migration of +905 residents. Natural-hazard risk rates Relatively Low. These federal supply-pipeline, migration and jobs signals shape where prices head next.
Building permits (2025)
555
▲ 20.4% vs 2024
5.5 per 1,000 residents
Net migration (2022–2023)
+905
▲ people, via tax-return records
net income flow +$26.8M/yr
Natural-hazard risk
Relatively Low
National hazard index · top hazard: Riverine flooding
Based on public government records — building-permit, tax-return migration, employment and natural-hazard statistics, aggregated to the metro. Details on /methodology.
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ReadShelby housing market FAQ
What is the median home price in Shelby?
As of June 2026, the median listing price in Shelby, NC is $294,000, down 4.9% year over year (source: public records and industry data). Figures cover the Shelby-Kings Mountain, NC metro area.
How much does it cost to buy a home in Shelby?
The median home listed in Shelby asks $294,000 as of June 2026. With 20% down on a 30-year fixed loan at the current 6.43% national average rate, that runs about $1,476 a month in principal and interest, before taxes, insurance and HOA.
How fast are homes selling in Shelby?
The median property in Shelby spends 60 days on the market, with 395 homes actively listed and 26% of them carrying a price cut — a balanced market by pace as of June 2026.
Is it a buyer's or seller's market in Shelby?
With a median 60 days on market and 26% of active listings carrying a price cut, Shelby reads as a balanced market as of June 2026. Faster sales and fewer price cuts favor sellers; slower sales and more cuts favor buyers. Conditions shift monthly.
Is Shelby a good place to invest in real estate?
Shelby scores 32/100 on WealthyBud's Investor Score, ranking #795 of 932 covered U.S. metros as of June 2026. The score blends price momentum, value, rental yield, supply and market heat. It is a data-derived research opinion, not investment advice.
Who are the top real estate agents in Shelby?
See WealthyBud directories for the top-producing agents, teams and brokerages serving Shelby and the wider North Carolina market, ranked by recent sales from public profile data.
Based on public records and industry data, June 2026 — see our methodology for how every figure is computed. Figures cover the Shelby-Kings Mountain, NC metro area. Figures change monthly — verify current conditions with a local agent or MLS. Portions of market data courtesy of Realtor.com and Redfin; additional statistics from U.S. government sources.
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