| Metric | Value | Detail |
|---|---|---|
| Share price | $55.71 | Delayed · 2026-07-10 |
| Expense ratio | 0.09% | $9 per $10,000 / year |
| Index tracked | Financial Select Sector | Benchmark |
| Category | US financials | Asset class |
| Issuer | State Street | Fund sponsor |
| Inception | 1998 | Launched |
| 1-year return | +3.2% | Trailing 12 months |
| 3-year return | +17.5% | Annualized |
| 5-year return | +7.7% | Annualized |
| Volatility | +17.8% | Annualized, monthly |
ETF facts & returns · 2026-07-10
Financial Select Sector SPDR (XLF)
Financial Select Sector SPDR (XLF) is a US financials ETF from State Street that tracks the Financial Select Sector, with a 0.09% annual expense ratio. It has returned +3.2% over the past year and +7.7% annualized over five years, based on delayed price data as of 2026-07-10. It launched in 1998.
Share price
$55.71
Delayed · 2026-07-10
Expense ratio
0.09%
$9 per $10k / yr
1-year return
+3.2%
Trailing 12 months
5-year return
+7.7%
Annualized
Financial Select Sector SPDR at a glance
Key facts and trailing returns for Financial Select Sector SPDR (XLF) as of 2026-07-10 — expense ratio, index, issuer, inception and 1-, 3- and 5-year performance.
What is the XLF ETF?
Financial Select Sector SPDR (XLF) is a US financials exchange-traded fund from State Street that tracks the Financial Select Sector. Launched in 1998, it lets investors buy a diversified basket in one trade, with an annual expense ratio of 0.09%.
How has XLF performed?
Financial Select Sector SPDR has returned +3.2% over the past year and +7.7% annualized over five years as of 2026-07-10, with annualized volatility near +17.8%. Past performance does not predict future results.
| Period | Return |
|---|---|
| 1 year | +3.2% |
| 3 years (annualized) | +17.5% |
| 5 years (annualized) | +7.7% |
| Volatility (annualized) | +17.8% |
How much does XLF cost?
Financial Select Sector SPDR charges a 0.09% expense ratio — about $9 a year on a $10,000 position. Lower fees leave more of the fund's return with investors, which compounds over long holding periods.
Financial Select Sector SPDR (XLF) FAQ
What does the XLF ETF track?
Financial Select Sector SPDR (XLF) tracks the Financial Select Sector and is classified as a US financials fund. It is issued by State Street and launched in 1998, giving investors diversified exposure through a single exchange-traded fund.
What is the XLF expense ratio?
Financial Select Sector SPDR charges an annual expense ratio of 0.09%, or about $9 per $10,000 invested each year. The expense ratio is deducted from fund assets and directly reduces your net return over time.
What is the XLF return this year?
Financial Select Sector SPDR (XLF) returned +3.2% over the trailing twelve months and +7.7% annualized over five years, based on delayed price data as of 2026-07-10. Past performance does not predict future results.
How volatile is XLF?
Financial Select Sector SPDR has an annualized volatility of about +17.8%, measured from monthly price moves. Higher volatility means larger swings in value. Volatility describes past risk and is not a forecast.
Where does this XLF data come from?
Fund facts (expense ratio, index, issuer, inception) are compiled from public issuer disclosures; verify them with State Street. Returns are computed from delayed end-of-day price history, retrieved 2026-07-10, and are illustrative. Not investment advice.
Fund facts are compiled from public issuer disclosures and may change; verify with
State Street. Returns and volatility are computed from delayed price history retrieved 2026-07-10
and are illustrative. Past performance does not predict future results. Not investment advice.